Kemper Financial Ratios
NYSE: KMPRFinanceProperty-Casualty InsurersUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Kemper ratio analysis
Kemper earned a net margin of 3.0% in FY 2025, down from 6.9% a year earlier. Return on equity reached 5.3%, meaning Kemper generated 0.05 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.35 versus 0.50 the year before.
At the end of FY 2025, KMPR traded at 17.3 times earnings; across the 7 fiscal years shown, its year-end P/E ranged from 9.7 to 134.2, with a median of 17.3. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Kemper financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 17.26 | 13.53 | — | — | — | 12.51 | 9.74 | 20.78 | 29.57 | 134.24 |
| Price / sales | 0.51 | 0.92 | 0.63 | 0.57 | 0.66 | 0.97 | 1.01 | 1.04 | 1.30 | 0.90 |
| Price / book | 0.91 | 1.53 | 1.24 | 13.02 | — | 1.11 | 1.29 | 1.28 | 1.67 | 1.15 |
| Operating margin | — | — | -1.4% | -3.0% | -5.8% | 10.5% | 10.3% | 7.7% | 4.4% | 0.1% |
| Net margin | 3.0% | 6.9% | -5.5% | -5.2% | -2.2% | 7.9% | 10.5% | 5.1% | 4.4% | 0.7% |
| Free cash flow margin | 11.6% | 7.1% | -3.8% | -4.4% | 5.1% | 7.6% | 8.9% | 12.7% | 7.5% | 9.5% |
| Return on equity (ROE) | 5.3% | 11.4% | -10.9% | -118.9% | — | 9.0% | 13.4% | 6.2% | 5.7% | 0.9% |
| Return on assets (ROA) | 1.1% | 2.5% | -2.1% | -2.2% | -0.8% | 2.9% | 4.1% | 1.6% | 1.4% | 0.2% |
| Debt / equity | 0.35 | 0.50 | 0.55 | 5.75 | — | 0.26 | 0.20 | 0.30 | 0.28 | 0.38 |
| Revenue growth | 3.3% | -6.2% | -10.5% | -3.4% | 9.9% | 3.3% | 35.3% | 36.8% | 8.0% | 7.7% |
| EPS growth | -53.4% | — | — | — | -131.3% | -22.9% | 147.2% | 38.2% | 606.1% | -80.0% |