Lemonade (LMND) Options Chain

NYSE: LMNDFinancial ServicesInsurance - Property & CasualtyUSD

46.46-0.45 (-0.96%)

At close: Oct 9, 4:00 PM ET · Delayed 15 min

Expiration date

Expiration: Oct 16, 2026
Days to expiration: 5
Share price: $46.46
Put/call ratio (OI): 1.04
Put/call ratio (volume): 2.77
ATM implied volatility: 53.1%
Expected move: ±$2.89
Open interest (C / P): 5.84K / 6.05K

LMND options summary

The LMND options chain for the October 16, 2026 expiration lists 32 call and 35 put contracts, with 5 days until expiration. Open interest stands at 5,838 calls and 6,052 puts, a put/call ratio of 1.04, which is fairly balanced between calls and puts. At-the-money implied volatility near the $46.50 strike is 53.1%, which implies the market expects a move of about ±$2.89 (6.2%) in Lemonade stock by expiration.

The most open interest sits at the $55.00 call (1.00K contracts) and the $40.00 put (3.39K contracts).

Summary generated from market data by MetaCap's automated system. Methodology

LMND options chain · October 16, 2026

LMND calls and puts by strike price. Shaded cells are in the money.
Calls							Puts
OI	Vol	IV	Last	Bid	Ask	Strike	Bid	Ask	Last	IV	Vol	OI
1	2	366.8%	22.84	20.90	23.40	25.00	—	—	—	—	—	—
—	—	—	—	—	—	30.00	0.00	0.50	0.05	216.0%	10	10
4	1	174.6%	11.49	10.90	12.90	35.00	0.00	0.10	0.08	110.9%	1	8
—	—	—	—	—	—	36.00	0.00	0.10	0.16	101.6%	—	3
—	—	—	—	—	—	37.00	0.00	0.75	0.01	141.4%	1	13
—	—	—	—	—	—	38.00	0.00	0.10	0.08	82.8%	6	23
—	—	—	—	—	—	39.00	0.00	0.10	0.03	73.4%	1	19
71	6	179.8%	6.60	4.80	8.00	40.00	0.00	0.10	0.08	64.5%	10	3,392
—	—	—	—	—	—	41.00	0.00	0.20	0.10	64.1%	1	108
3	2	80.1%	4.68	4.10	5.60	42.00	0.05	0.15	0.10	54.3%	16	73
1	—	77.2%	3.00	3.10	4.40	42.50	0.05	0.20	0.13	52.0%	16	66
4	1	70.5%	2.70	3.20	3.90	43.00	0.10	0.25	0.19	51.6%	7	24
—	—	—	—	—	—	43.50	0.00	0.30	0.24	55.1%	127	15
55	20	70.7%	3.50	2.40	3.90	44.00	0.25	0.35	0.30	51.9%	53	43
11	1	60.5%	2.85	2.00	2.60	44.50	0.20	0.50	0.50	53.4%	6	308
873	1	59.9%	2.08	1.80	2.25	45.00	0.45	0.65	0.62	53.3%	111	683
13	2	60.4%	1.99	0.60	1.95	45.50	0.65	0.80	0.74	51.9%	10	23
19	23	57.4%	1.42	1.25	1.60	46.00	0.80	1.05	0.94	53.6%	204	79
LMND $46.46
2	2	54.5%	1.45	1.10	1.45	46.50	1.05	1.45	1.25	51.8%	33	25
79	19	51.3%	1.00	0.85	1.10	47.00	1.25	1.70	1.55	59.2%	37	68
78	16	54.3%	0.73	0.60	0.85	47.50	1.55	2.00	1.80	59.1%	52	21
93	117	50.5%	0.60	0.55	0.65	48.00	1.85	2.40	2.12	62.4%	107	89
22	6	54.7%	0.51	0.35	0.55	48.50	2.10	2.80	2.58	64.8%	4	15
30	23	50.1%	0.35	0.30	0.40	49.00	2.65	3.30	2.55	54.9%	7	37
11	2	57.1%	0.50	0.20	0.55	49.50	2.70	3.80	3.26	77.7%	2	4
716	51	50.5%	0.15	0.15	0.25	50.00	3.30	4.20	3.50	51.3%	22	778
79	6	55.1%	0.11	0.05	0.15	51.00	4.00	5.10	4.31	84.0%	32	70
527	13	50.0%	0.07	0.00	0.10	52.00	4.60	6.30	5.27	105.9%	30	18
59	3	61.3%	0.06	0.00	0.15	53.00	6.00	7.10	6.20	103.8%	18	17
452	1	68.0%	0.12	0.00	0.15	54.00	6.50	8.70	7.15	65.2%	18	2
1,001	4	69.5%	0.06	0.00	0.10	55.00	7.90	9.10	8.38	121.7%	3	18
12	7	89.1%	0.03	0.00	0.25	56.00	—	—	—	—	—	—
6	1	87.1%	0.05	0.00	0.15	57.00	—	—	—	—	—	—
13	—	86.7%	0.25	0.00	0.10	58.00	—	—	—	—	—	—
6	—	92.2%	0.25	0.00	0.10	59.00	11.10	14.50	15.00	126.2%	—	0
552	12	88.3%	0.02	0.00	0.05	60.00	12.10	14.30	15.50	175.9%	3	0
850	1	122.7%	0.02	0.00	0.10	65.00	17.10	19.30	16.65	210.9%	1	0
118	1	144.5%	0.08	0.00	0.10	70.00	22.10	24.30	22.63	241.7%	6	0
77	1	151.6%	0.06	0.00	0.05	75.00	27.10	29.10	25.62	250.4%	2	0

In-the-money callsIn-the-money puts. IV = implied volatility, OI = open interest (contracts). Each contract covers 100 shares. Quotes delayed at least 15 minutes.

Frequently asked questions

What is the LMND put/call ratio?

For the October 16, 2026 expiration, the LMND put/call ratio based on open interest is 1.04 (6,052 puts vs 5,838 calls), and 2.77 based on today's volume. A ratio above 1 means more puts than calls.

What is LMND's implied volatility?

At-the-money implied volatility for LMND options expiring October 16, 2026 is about 53.1%, an annualized estimate of how much the market expects Lemonade stock to move.

How many LMND option expiration dates are there?

LMND has 12 listed expiration dates, from Oct 16, 2026 to Jan 19, 2029.

What does "in the money" mean?

A call is in the money when the strike price is below the current share price; a put is in the money when the strike is above it. In-the-money contracts have intrinsic value and are shaded in the table.