Mechanics Bancorp Financial Ratios
NASDAQ: MCHBFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Mechanics Bancorp ratio analysis
Mechanics Bancorp earned a net margin of 534.4% in FY 2025, up from 60.3% a year earlier. Return on equity reached 9.3%, meaning Mechanics Bancorp generated 0.09 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.07 versus 0.43 the year before.
At the end of FY 2025, MCHB traded at 11.6 times earnings; across the 9 fiscal years shown, its year-end P/E ranged from 7.9 to 77.1, with a median of 11.6. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Mechanics Bancorp financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 11.60 | 77.14 | — | 7.90 | 9.52 | 9.73 | 51.74 | 15.24 | 11.40 | 13.50 |
| Price / sales | 61.80 | 45.33 | 0.93 | 1.83 | 3.13 | 2.16 | 3.26 | 2.67 | — | — |
| Price / book | 1.07 | 0.95 | 0.09 | 0.93 | 1.52 | 1.08 | 1.27 | 0.82 | 1.10 | 1.24 |
| Net margin | 534.4% | 60.3% | -13.2% | 23.4% | 33.3% | 22.3% | 6.6% | 17.7% | — | — |
| Free cash flow margin | 376.2% | 594.0% | 2.0% | 74.3% | 49.0% | -8.1% | 97.3% | 122.0% | — | — |
| Return on equity (ROE) | 9.3% | 1.3% | -1.2% | 11.8% | 16.1% | 11.1% | 2.6% | 5.4% | 9.8% | 9.2% |
| Return on assets (ROA) | 1.2% | 0.2% | -0.3% | 0.7% | 1.6% | 1.1% | 0.3% | 0.6% | 1.0% | 0.9% |
| Debt / equity | 0.07 | 0.43 | 0.88 | 2.21 | 0.23 | 0.63 | 0.88 | 0.17 | 0.18 | 0.20 |
| Revenue growth | 3.3% | -76.9% | -26.7% | -17.9% | -3.1% | 35.7% | 16.5% | — | — | -100.0% |
| EPS growth | 807.1% | — | -141.8% | -36.1% | 57.3% | 433.8% | -55.8% | -42.1% | 8.5% | 19.4% |