National Bank Financial Ratios
NYSE: NBHCFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
National Bank ratio analysis
National Bank earned a net margin of 232.6% in FY 2025, down from 259.5% a year earlier. Return on equity reached 7.9%, meaning National Bank generated 0.08 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.04 versus 0.04 the year before.
At the end of FY 2025, NBHC traded at 13.3 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 10.0 to 61.2, with a median of 14.4. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
National Bank financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 13.30 | 13.90 | 10.00 | 19.30 | 14.60 | 11.49 | 14.11 | 16.45 | 61.19 | 40.37 |
| Price / sales | 30.55 | 35.73 | 30.08 | 35.54 | 37.26 | 31.20 | 3.89 | 3.68 | 4.71 | 4.86 |
| Price / book | 1.04 | 1.25 | 1.16 | 1.25 | 1.61 | 1.23 | 1.46 | 1.42 | 1.64 | 1.68 |
| Net margin | 232.6% | 259.5% | 302.8% | 186.1% | 258.3% | 273.5% | 27.8% | 22.9% | 7.9% | 12.4% |
| Free cash flow margin | 344.8% | 339.1% | 355.9% | 560.4% | 495.4% | -19.2% | 15.3% | 27.4% | 31.3% | -2.1% |
| Return on equity (ROE) | 7.9% | 9.1% | 11.7% | 6.5% | 11.1% | 10.8% | 10.5% | 8.8% | 2.7% | 4.3% |
| Return on assets (ROA) | 1.1% | 1.2% | 1.4% | 0.7% | 1.3% | 1.3% | 1.4% | 1.1% | 0.3% | 0.5% |
| Debt / equity | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | — | — | — | — | — |
| Revenue growth | 2.9% | -2.4% | 22.5% | 5.7% | 11.8% | -88.8% | 7.6% | 44.6% | -0.1% | 4.1% |
| EPS growth | -7.5% | -17.2% | 70.6% | -27.6% | 5.6% | 11.8% | 30.8% | 267.9% | -32.9% | 464.3% |