OneMain Financial Ratios
NYSE: OMFFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
OneMain ratio analysis
OneMain earned a net margin of 16.0% in FY 2025, up from 11.3% a year earlier. Return on equity reached 23.0%, meaning OneMain generated 0.23 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 6.67 versus 6.72 the year before.
At the end of FY 2025, OMF traded at 10.5 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 4.8 to 19.3, with a median of 9.1. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
OneMain financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 10.53 | 12.47 | 9.25 | 4.75 | 5.06 | 8.90 | 6.70 | 7.88 | 19.25 | 13.92 |
| Price / sales | 1.67 | 1.41 | 1.38 | 0.99 | 1.68 | 1.68 | 1.51 | 1.05 | 1.20 | 0.99 |
| Price / book | 2.41 | 1.98 | 1.86 | 1.37 | 2.19 | 1.89 | 1.32 | 0.93 | 1.07 | 0.97 |
| Net margin | 16.0% | 11.3% | 15.0% | 20.9% | 33.2% | 18.9% | 22.6% | 13.3% | 6.2% | 7.1% |
| Free cash flow margin | 63.9% | 59.9% | 58.9% | 57.2% | 56.8% | 57.2% | 62.5% | 60.9% | 52.9% | 43.7% |
| Return on equity (ROE) | 23.0% | 16.0% | 20.1% | 28.9% | 43.3% | 21.2% | 19.7% | 11.8% | 5.6% | 7.0% |
| Return on assets (ROA) | 2.9% | 2.0% | 2.6% | 3.9% | 5.9% | 3.2% | 3.7% | 2.2% | 0.9% | 1.2% |
| Debt / equity | 6.67 | 6.72 | 6.22 | 6.06 | 5.84 | 5.17 | 3.98 | 4.00 | 4.59 | 4.55 |
| Revenue growth | 8.9% | 5.2% | 2.6% | 5.4% | 2.4% | 2.3% | 12.6% | 14.2% | -2.9% | 104.9% |
| EPS growth | 54.7% | -20.3% | -24.1% | -29.0% | 82.6% | -13.7% | 90.6% | 143.7% | -15.1% | — |