Qfin Financial Ratios
NASDAQ: QFINFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Qfin ratio analysis
Qfin earned a net margin of 31.1% in FY 2025, down from 36.4% a year earlier. Gross margin was 84.4% compared with a median of 85.7% over the prior 7 years. Return on equity reached 24.8%, meaning Qfin generated 0.25 dollars of profit for every dollar of shareholders' equity.
At the end of FY 2025, QFIN traded at 6.0 times earnings; across the 7 fiscal years shown, its year-end P/E ranged from 6.0 to 13.7, with a median of 8.5. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Qfin financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 6.05 | 13.66 | 8.60 | 11.25 | 8.13 | 6.74 | 8.53 | — |
| Price / sales | 1.85 | 4.90 | 2.21 | 2.65 | 2.70 | 1.69 | 2.21 | 4.39 |
| Price / book | 1.47 | 3.48 | 1.64 | 2.33 | 2.95 | 2.42 | 2.83 | 4.40 |
| Gross margin | 84.4% | 83.1% | 83.7% | 85.7% | 86.5% | 88.2% | 88.2% | 83.6% |
| Operating margin | 34.8% | 43.9% | 29.8% | 27.0% | 40.8% | 27.9% | 31.4% | 37.0% |
| Net margin | 31.1% | 36.4% | 26.2% | 24.2% | 34.7% | 25.8% | 27.1% | 26.8% |
| Free cash flow margin | 56.5% | 53.5% | 43.2% | 35.6% | 34.7% | 39.2% | 32.0% | 6.2% |
| Return on equity (ROE) | 24.8% | 25.8% | 19.5% | 21.3% | 37.9% | 36.9% | 34.7% | 26.9% |
| Return on assets (ROA) | 10.5% | 13.0% | 9.3% | 9.9% | 17.2% | 14.3% | 12.3% | 16.2% |
| Current ratio | 2.43 | 2.45 | 2.00 | 2.04 | 1.96 | 1.63 | 2.02 | 2.54 |
| Revenue growth | 16.8% | 2.5% | -4.4% | -8.1% | 25.6% | 57.0% | 104.8% | — |
| EPS growth | 11.3% | 53.8% | 1.7% | -35.8% | 61.1% | 47.1% | — | — |