Radian Group Financial Ratios
NYSE: RDNFinanceProperty-Casualty InsurersUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Radian Group ratio analysis
Radian Group earned a net margin of 48.7% in FY 2025, down from 50.1% a year earlier. Return on equity reached 12.2%, meaning Radian Group generated 0.12 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.23.
At the end of FY 2025, RDN traded at 8.7 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 4.4 to 37.5, with a median of 8.0. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Radian Group financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 8.68 | 8.22 | 7.57 | 4.38 | 6.69 | 10.13 | 7.75 | 5.99 | 37.47 | 13.12 |
| Price / sales | 4.18 | 4.07 | 3.83 | 2.69 | 2.99 | 2.75 | 3.39 | 2.79 | 3.63 | 3.07 |
| Price / book | 1.05 | 1.06 | 1.03 | 0.82 | 0.93 | 0.92 | 1.28 | 1.02 | 1.48 | 1.33 |
| Gross margin | — | 96.8% | 96.7% | 93.1% | 92.2% | 94.0% | 92.9% | 92.3% | 91.4% | 90.8% |
| Net margin | 48.7% | 50.1% | 51.2% | 62.4% | 45.2% | 27.4% | 44.0% | 47.6% | 9.9% | 24.9% |
| Free cash flow margin | 9.7% | -55.1% | 44.2% | 31.1% | 40.9% | 45.8% | 45.5% | 53.2% | 29.5% | 30.8% |
| Return on equity (ROE) | 12.2% | 13.1% | 13.7% | 19.0% | 14.1% | 9.2% | 16.6% | 17.4% | 4.0% | 10.7% |
| Return on assets (ROA) | 7.2% | 7.0% | 7.9% | 10.5% | 7.7% | 5.0% | 9.9% | 9.6% | 2.1% | 5.3% |
| Debt / equity | 0.23 | — | — | — | — | — | — | — | 0.34 | 0.37 |
| Revenue growth | -0.8% | 2.5% | -1.1% | -10.5% | -7.6% | -5.8% | 19.9% | 4.2% | -1.4% | 3.8% |
| EPS growth | 5.6% | 4.0% | -13.3% | 37.7% | 58.0% | -37.5% | 15.5% | 403.6% | -59.9% | 12.3% |