Safety Insurance Group Financial Ratios
NASDAQ: SAFTFinanceProperty-Casualty InsurersUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Safety Insurance Group ratio analysis
Safety Insurance Group earned a net margin of 7.9% in FY 2025, up from 6.3% a year earlier. Return on equity reached 11.1%, meaning Safety Insurance Group generated 0.11 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.06 versus 0.04 the year before.
At the end of FY 2025, SAFT traded at 11.3 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 8.5 to 59.4, with a median of 16.2. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Safety Insurance Group financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 11.30 | 17.25 | 59.37 | 26.75 | 9.66 | 8.49 | 14.43 | 15.09 | 19.61 | 17.26 |
| Price / sales | 0.88 | 1.08 | 1.20 | 1.54 | 1.42 | 1.38 | 1.61 | 1.48 | 1.44 | 1.34 |
| Price / book | 1.25 | 1.46 | 1.39 | 1.52 | 1.36 | 1.32 | 1.75 | 1.72 | 1.72 | 1.64 |
| Net margin | 7.9% | 6.3% | 2.0% | 5.8% | 14.8% | 16.3% | 11.3% | 9.9% | 7.4% | 7.9% |
| Free cash flow margin | 15.2% | 11.1% | 5.4% | 5.3% | 15.0% | 11.8% | 11.7% | 13.9% | 9.1% | 11.5% |
| Return on equity (ROE) | 11.1% | 8.5% | 2.3% | 5.7% | 14.1% | 15.6% | 12.3% | 11.6% | 8.9% | 9.6% |
| Return on assets (ROA) | 4.0% | 3.1% | 0.9% | 2.4% | 6.2% | 6.7% | 4.9% | 4.5% | 3.5% | 3.7% |
| Debt / equity | 0.06 | 0.04 | 0.04 | — | — | — | — | — | — | — |
| Revenue growth | 12.8% | 20.3% | 16.7% | -9.9% | 4.6% | -3.6% | 4.9% | -0.3% | 2.4% | 2.7% |
| EPS growth | 40.2% | 273.4% | -59.4% | -64.2% | -4.1% | 42.1% | 19.0% | 32.4% | -4.0% | — |