Seacoast Banking of Florida Financial Ratios
NASDAQ: SBCFFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Seacoast Banking of Florida ratio analysis
Seacoast Banking of Florida earned a net margin of 22.2% in FY 2025, down from 23.5% a year earlier. Return on equity reached 5.3%, meaning Seacoast Banking of Florida generated 0.05 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.04 versus 0.05 the year before.
At the end of FY 2025, SBCF traded at 20.1 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 15.9 to 28.3, with a median of 19.9. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Seacoast Banking of Florida financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 20.13 | 18.94 | 23.14 | 18.79 | 16.23 | 20.45 | 15.94 | 19.72 | 25.46 | 28.28 |
| Price / sales | 4.28 | 4.40 | 4.20 | 4.60 | 5.78 | 4.86 | 5.19 | 4.99 | 4.58 | 4.59 |
| Price / book | 1.03 | 1.04 | 1.13 | 1.24 | 1.53 | 1.39 | 1.58 | 1.51 | 1.56 | 1.87 |
| Net margin | 22.2% | 23.5% | 18.3% | 24.6% | 35.9% | 24.0% | 32.9% | 25.7% | 18.3% | 16.5% |
| Free cash flow margin | 28.8% | 34.9% | 26.5% | 45.3% | 44.6% | 18.7% | 39.2% | 49.6% | 20.8% | 35.0% |
| Return on equity (ROE) | 5.3% | 5.5% | 4.9% | 6.6% | 9.5% | 6.9% | 10.0% | 7.8% | 6.2% | 6.7% |
| Return on assets (ROA) | 0.7% | 0.8% | 0.7% | 0.9% | 1.3% | 0.9% | 1.4% | 1.0% | 0.7% | 0.6% |
| Debt / equity | 0.04 | 0.05 | 0.05 | 0.05 | — | — | — | — | — | — |
| Revenue growth | 26.6% | -9.2% | 31.3% | 24.7% | 6.9% | 8.0% | 14.8% | 11.4% | 32.3% | 24.8% |
| EPS growth | 10.6% | 15.4% | -25.9% | -23.9% | 51.4% | -24.2% | 37.7% | 39.4% | 26.9% | 18.2% |