Southside Bancshares Financial Ratios
NYSE: SBSIFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Southside Bancshares ratio analysis
Southside Bancshares earned a net margin of 2261.4% in FY 2025, down from 2808.4% a year earlier. Return on equity reached 8.2%, meaning Southside Bancshares generated 0.08 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.35 versus 0.19 the year before.
At the end of FY 2025, SBSI traded at 13.3 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 10.7 to 20.3, with a median of 12.9. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Southside Bancshares financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 13.30 | 10.73 | 11.11 | 11.04 | 12.05 | 12.56 | 16.77 | 15.70 | 18.61 | 20.32 |
| Price / sales | 299.79 | 300.14 | 268.32 | 364.32 | 414.10 | 314.38 | 416.22 | 385.98 | 324.21 | 321.80 |
| Price / book | 1.08 | 1.16 | 1.24 | 1.55 | 1.49 | 1.18 | 1.55 | 1.58 | 1.33 | 1.92 |
| Net margin | 2,261.4% | 2,808.4% | 2,418.9% | 3,309.8% | 3,448.9% | 2,507.0% | 2,492.6% | 2,471.3% | 1,752.0% | 1,591.9% |
| Free cash flow margin | 2,400.5% | 2,878.0% | 2,035.7% | 6,845.8% | 4,493.3% | 2,413.3% | 2,163.9% | 3,631.9% | 2,648.3% | 2,586.3% |
| Return on equity (ROE) | 8.2% | 10.9% | 11.2% | 14.1% | 12.4% | 9.4% | 9.3% | 10.1% | 7.2% | 9.5% |
| Return on assets (ROA) | 0.8% | 1.0% | 1.0% | 1.4% | 1.6% | 1.2% | 1.1% | 1.2% | 0.8% | 0.9% |
| Debt / equity | 0.35 | 0.19 | 0.20 | 0.21 | 0.17 | 0.29 | 0.20 | 0.22 | 0.21 | 1.99 |
| Revenue growth | -2.9% | -12.1% | 13.0% | -3.5% | 0.3% | 9.6% | -0.3% | -3.2% | 0.0% | 10.7% |
| EPS growth | -21.3% | 3.2% | -13.5% | -6.1% | 40.5% | 12.3% | 4.3% | 16.6% | 0.0% | 12.4% |