Southern First Bancshares Financial Ratios
NASDAQ: SFSTFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Southern First Bancshares ratio analysis
Southern First Bancshares earned a net margin of 483.4% in FY 2025, up from 279.3% a year earlier. Return on equity reached 8.2%, meaning Southern First Bancshares generated 0.08 dollars of profit for every dollar of shareholders' equity. At the end of FY 2025, SFST traded at 13.9 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 10.7 to 23.4, with a median of 14.5.
Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Southern First Bancshares financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 13.90 | 19.96 | 22.35 | 12.67 | 10.68 | 15.11 | 11.71 | 11.62 | 23.44 | 18.56 |
| Price / sales | 66.59 | 55.42 | 73.97 | 86.73 | 43.09 | 13.79 | 31.80 | 44.58 | 56.09 | 33.27 |
| Price / book | 1.13 | 0.93 | 0.96 | 1.24 | 1.76 | 1.20 | 1.53 | 1.42 | 1.93 | 2.07 |
| Net margin | 483.4% | 279.3% | 332.7% | 693.5% | 410.6% | 92.6% | 280.7% | 402.0% | 253.2% | 190.7% |
| Free cash flow margin | 475.6% | 445.6% | 406.6% | 866.0% | 453.2% | 67.4% | 99.5% | 536.8% | 229.3% | 170.6% |
| Return on equity (ROE) | 8.2% | 4.7% | 4.3% | 9.9% | 16.8% | 8.0% | 13.5% | 12.8% | 8.7% | 11.9% |
| Return on assets (ROA) | 0.7% | 0.4% | 0.3% | 0.8% | 1.6% | 0.7% | 1.2% | 1.2% | 0.8% | 1.0% |
| Revenue growth | 13.0% | 37.8% | -3.9% | -63.1% | -42.5% | 99.4% | 79.0% | 7.6% | -24.6% | -85.4% |
| EPS growth | 94.8% | 15.1% | -54.0% | -38.3% | 150.0% | -34.6% | 24.3% | 63.6% | -9.3% | 25.2% |