1st Source Financial Ratios
NASDAQ: SRCEFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
1st Source ratio analysis
1st Source earned a net margin of 36.5% in FY 2025, up from 34.3% a year earlier. Return on equity reached 12.4%, meaning 1st Source generated 0.12 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.19 versus 0.22 the year before.
At the end of FY 2025, SRCE traded at 9.7 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 9.7 to 20.1, with a median of 11.8. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
1st Source financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 9.74 | 10.77 | 10.92 | 10.97 | 10.55 | 12.71 | 14.42 | 13.45 | 19.02 | 20.12 |
| Price / sales | 3.53 | 3.65 | 3.66 | 3.69 | 3.69 | 3.12 | 4.05 | 34.66 | 42.20 | 44.69 |
| Price / book | 1.20 | 1.27 | 1.37 | 1.52 | 1.36 | 1.16 | 1.59 | 1.45 | 1.78 | 1.72 |
| Net margin | 36.5% | 34.3% | 33.8% | 34.0% | 35.2% | 24.7% | 28.3% | 259.2% | 224.0% | 223.4% |
| Free cash flow margin | 49.1% | 46.9% | 49.3% | 48.8% | 48.7% | 46.0% | 48.2% | 492.7% | 441.9% | 344.6% |
| Return on equity (ROE) | 12.4% | 11.9% | 12.6% | 13.9% | 12.9% | 9.2% | 11.1% | 10.8% | 9.5% | 8.6% |
| Return on assets (ROA) | 1.7% | 1.5% | 1.4% | 1.4% | 1.5% | 1.1% | 1.4% | 1.3% | 1.2% | 1.1% |
| Debt / equity | 0.19 | 0.22 | 0.32 | 0.25 | 0.22 | 0.17 | 0.18 | 0.26 | 0.30 | 0.43 |
| Revenue growth | 12.1% | 4.8% | 4.1% | 5.3% | 2.1% | 1.5% | 922.2% | 4.6% | 17.5% | 16.0% |
| EPS growth | 19.6% | 6.6% | 3.9% | 3.0% | 48.3% | -11.2% | 13.0% | 21.5% | 17.1% | 2.3% |