S&T Bancorp Financial Ratios
NASDAQ: STBAFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
S&T Bancorp ratio analysis
S&T Bancorp earned a net margin of 33.4% in FY 2025, down from 34.2% a year earlier. Return on equity reached 9.2%, meaning S&T Bancorp generated 0.09 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.11 versus 0.11 the year before.
At the end of FY 2025, STBA traded at 11.2 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 8.9 to 46.9, with a median of 12.1. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
S&T Bancorp financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 11.24 | 10.95 | 8.94 | 9.88 | 11.22 | 46.87 | 14.36 | 13.00 | 19.05 | 19.04 |
| Price / sales | 3.73 | 3.72 | 3.16 | 3.56 | 3.61 | 2.86 | 4.68 | 4.80 | 4.92 | 5.25 |
| Price / book | 1.02 | 1.03 | 1.00 | 1.12 | 1.02 | 0.84 | 1.18 | 1.45 | 1.56 | 1.61 |
| Net margin | 33.4% | 34.2% | 35.6% | 36.2% | 32.4% | 6.2% | 32.8% | 37.1% | 25.9% | 27.7% |
| Free cash flow margin | 32.0% | 44.4% | 40.8% | 63.3% | 62.0% | 13.6% | 44.5% | 43.7% | 39.0% | 36.2% |
| Return on equity (ROE) | 9.2% | 9.5% | 11.3% | 11.4% | 9.1% | 1.8% | 8.2% | 11.3% | 8.3% | 8.5% |
| Return on assets (ROA) | 1.4% | 1.4% | 1.5% | 1.5% | 1.2% | 0.2% | 1.1% | 1.5% | 1.0% | 1.0% |
| Debt / equity | 0.11 | 0.11 | 0.32 | 0.31 | 0.00 | 0.12 | 0.35 | 0.65 | 0.77 | 0.92 |
| Revenue growth | 4.7% | -5.7% | 8.8% | 9.8% | 0.5% | 13.3% | 5.5% | 0.9% | 9.0% | 8.1% |
| EPS growth | 2.3% | -8.8% | 8.1% | 23.1% | 430.2% | -81.2% | -6.3% | 44.0% | 2.0% | 3.5% |