Texas Capital Bancshares Financial Ratios
NASDAQ: TCBIFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Texas Capital Bancshares ratio analysis
Texas Capital Bancshares earned a net margin of 26.3% in FY 2025, up from 8.3% a year earlier. Return on equity reached 9.1%, meaning Texas Capital Bancshares generated 0.09 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.17 versus 0.20 the year before.
At the end of FY 2025, TCBI traded at 13.5 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 9.3 to 60.4, with a median of 15.9. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Texas Capital Bancshares financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 13.51 | 60.35 | 18.26 | 9.76 | 13.10 | 53.12 | 9.29 | 9.43 | 23.83 | 25.21 |
| Price / sales | 3.33 | 3.86 | 2.89 | 2.48 | 3.36 | 2.85 | 2.61 | 2.68 | 5.28 | 5.17 |
| Price / book | 1.15 | 1.07 | 0.97 | 1.00 | 0.95 | 1.05 | 1.00 | 1.07 | 2.01 | 1.81 |
| Net margin | 26.3% | 8.3% | 17.6% | 27.1% | 28.0% | 6.3% | 29.1% | 29.5% | 23.5% | 22.1% |
| Free cash flow margin | 27.7% | 44.5% | 33.2% | 11.2% | 72.0% | 250.1% | -24.0% | -69.2% | 14.3% | -104.0% |
| Return on equity (ROE) | 9.1% | 2.3% | 5.9% | 10.9% | 7.9% | 2.3% | 11.1% | 11.8% | 9.0% | 7.8% |
| Return on assets (ROA) | 1.0% | 0.3% | 0.7% | 1.2% | 0.7% | 0.2% | 1.0% | 1.0% | 0.8% | 0.7% |
| Debt / equity | 0.17 | 0.20 | 0.27 | 0.30 | 0.29 | 0.14 | — | — | — | — |
| Revenue growth | 34.7% | -13.3% | -12.2% | 35.1% | -14.0% | -1.6% | 7.9% | 18.8% | 19.3% | 15.9% |
| EPS growth | 430.5% | -63.8% | -42.7% | 34.3% | 310.7% | -81.3% | 6.2% | 51.2% | 19.9% | 6.9% |