United Bankshares Financial Ratios
NASDAQ: UBSIFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
United Bankshares ratio analysis
United Bankshares earned a net margin of 37.5% in FY 2024, up from 36.0% a year earlier. Return on equity reached 8.5%, meaning United Bankshares generated 0.08 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.13 versus 0.14 the year before.
At the end of FY 2024, UBSI traded at 11.7 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 11.7 to 23.2, with a median of 13.7. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
United Bankshares financial ratios (annual)
| Ratio | FY 2024 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 11.74 | 13.57 | 13.86 | 14.46 | 12.82 | 13.50 | 14.97 | 13.25 | 22.56 | 23.24 |
| Price / sales | 4.39 | 4.87 | 4.79 | 17.49 | 14.17 | 14.77 | 14.02 | 14.09 | 4.98 | 6.87 |
| Price / book | 0.99 | 1.01 | 1.06 | 1.21 | 0.99 | 0.90 | 1.15 | 1.04 | 1.05 | 1.52 |
| Net margin | 37.5% | 36.0% | 34.7% | 121.7% | 111.1% | 109.8% | 94.0% | 106.9% | 22.1% | 29.7% |
| Free cash flow margin | 38.9% | 41.9% | 40.1% | 238.5% | 179.5% | 46.1% | 50.9% | 120.3% | 35.2% | 33.0% |
| Return on equity (ROE) | 8.5% | 7.5% | 7.7% | 8.4% | 7.8% | 6.7% | 7.7% | 7.9% | 4.6% | 6.6% |
| Return on assets (ROA) | 1.4% | 1.2% | 1.2% | 1.3% | 1.3% | 1.1% | 1.3% | 1.3% | 0.8% | 1.0% |
| Debt / equity | 0.13 | 0.14 | 0.42 | 0.52 | 0.20 | 0.23 | 0.58 | 0.52 | 0.51 | 0.62 |
| Revenue growth | 19.6% | -1.9% | 238.2% | -5.7% | 25.7% | -4.8% | 15.4% | -64.8% | 37.4% | 8.2% |
| EPS growth | 18.9% | 1.5% | -3.2% | -1.1% | 17.9% | -5.9% | 4.1% | 59.1% | -22.6% | 0.5% |