United Fire Group Financial Ratios
NASDAQ: UFCSFinanceProperty-Casualty InsurersUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
United Fire Group ratio analysis
United Fire Group earned a net margin of 8.5% in FY 2025, up from 4.9% a year earlier. Return on equity reached 12.6%, meaning United Fire Group generated 0.13 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.16.
At the end of FY 2025, UFCS traded at 7.9 times earnings; across the 8 fiscal years shown, its year-end P/E ranged from 7.3 to 76.5, with a median of 24.2. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
United Fire Group financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 7.94 | 11.77 | — | 46.37 | 7.34 | — | 76.50 | 51.39 | 22.90 | 25.48 |
| Price / sales | 0.65 | 0.57 | 0.46 | 0.70 | 0.55 | 0.59 | 0.93 | 1.30 | 1.09 | 1.25 |
| Price / book | 0.96 | 0.91 | 0.69 | 0.93 | 0.66 | 0.76 | 1.23 | 1.56 | 1.18 | 1.32 |
| Net margin | 8.5% | 4.9% | -2.7% | 1.5% | 7.6% | -10.5% | 1.2% | 2.6% | 4.8% | 5.0% |
| Free cash flow margin | 19.5% | 27.2% | 15.7% | -0.1% | 2.8% | 3.9% | 7.8% | 10.3% | 16.2% | 21.5% |
| Return on equity (ROE) | 12.6% | 7.9% | -4.0% | 2.0% | 9.2% | -13.7% | 1.6% | 3.1% | 5.2% | 5.3% |
| Return on assets (ROA) | 3.1% | 1.8% | -0.9% | 0.5% | 2.7% | -3.7% | 0.5% | 1.0% | 1.2% | 1.2% |
| Debt / equity | 0.16 | — | — | — | — | — | — | — | — | — |
| Revenue growth | 10.6% | 14.4% | 11.7% | -8.1% | -0.2% | -11.0% | 12.2% | 1.7% | 5.7% | 10.8% |
| EPS growth | 87.4% | — | -300.0% | -81.3% | — | -875.9% | -46.3% | -45.7% | 3.1% | -45.3% |