Unum Group Financial Ratios
NYSE: UNMFinanceAccident &Health InsuranceUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Unum Group ratio analysis
Unum Group earned a net margin of 5.6% in FY 2025, down from 13.8% a year earlier. Return on equity reached 6.6%, meaning Unum Group generated 0.07 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.34 versus 0.34 the year before.
At the end of FY 2025, UNM traded at 18.1 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 5.1 to 18.1, with a median of 7.3. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Unum Group financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 18.09 | 7.73 | 6.96 | 5.90 | 5.13 | 5.90 | 5.55 | 13.17 | 12.56 | 11.12 |
| Price / sales | 1.02 | 1.06 | 0.72 | 0.69 | 0.42 | 0.35 | 0.51 | 0.59 | 1.10 | 0.94 |
| Price / book | 1.20 | 1.25 | 0.92 | 0.94 | 0.83 | 0.43 | 0.61 | 0.80 | 1.30 | 1.15 |
| Net margin | 5.6% | 13.8% | 10.4% | 11.7% | 8.2% | 6.0% | 9.2% | 4.5% | 8.8% | 8.4% |
| Free cash flow margin | 4.2% | 10.8% | 8.6% | 11.0% | 10.6% | 2.7% | 12.1% | 12.0% | 9.4% | 9.4% |
| Return on equity (ROE) | 6.6% | 16.2% | 13.3% | 16.1% | 16.3% | 7.3% | 11.0% | 6.1% | 10.4% | 10.4% |
| Return on assets (ROA) | 1.2% | 2.9% | 2.0% | 2.3% | 1.4% | 1.1% | 1.6% | 0.8% | 1.6% | 1.5% |
| Debt / equity | 0.34 | 0.34 | 0.36 | 0.39 | 0.57 | 0.31 | 0.33 | 0.34 | 0.31 | 0.33 |
| Revenue growth | 1.5% | 4.0% | 3.4% | -0.2% | -8.8% | 9.7% | 3.5% | 2.8% | 2.2% | 2.9% |
| EPS growth | -54.9% | 45.5% | -6.6% | 45.3% | 23.1% | -25.8% | 120.2% | -45.5% | 10.6% | 12.9% |