Upbound Group Financial Ratios
NASDAQ: UPBDConsumer DiscretionaryDiversified Commercial ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Upbound Group ratio analysis
Upbound Group earned a net margin of 1.6% in FY 2025, down from 2.9% a year earlier. Gross margin was 48.4% compared with a median of 59.4% over the prior 9 years. Return on equity reached 10.5%, meaning Upbound Group generated 0.11 dollars of profit for every dollar of shareholders' equity.
At the end of FY 2025, UPBD traded at 13.9 times earnings; across the 8 fiscal years shown, its year-end P/E ranged from 9.3 to 107.4, with a median of 18.8. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Upbound Group financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 13.88 | 12.99 | — | 107.38 | 23.78 | 10.27 | 9.26 | 100.69 | 92.50 | — |
| Price / sales | 0.21 | 0.36 | 0.47 | 0.29 | 0.60 | 0.74 | 0.58 | 0.32 | 0.22 | 0.20 |
| Price / book | 1.41 | 2.49 | 3.33 | 2.31 | 5.34 | 3.50 | 3.40 | 3.01 | 2.17 | 2.26 |
| Gross margin | 48.4% | 48.1% | 50.7% | 49.0% | 48.8% | 59.4% | 61.6% | 63.5% | 63.6% | 65.3% |
| Operating margin | 4.8% | 6.7% | 4.1% | 3.5% | 6.1% | 8.4% | 9.5% | 2.1% | -2.3% | -2.2% |
| Net margin | 1.6% | 2.9% | -0.1% | 0.3% | 2.9% | 7.4% | 6.5% | 0.3% | 0.2% | -3.5% |
| Free cash flow margin | 5.1% | 1.1% | 3.7% | 9.6% | 7.2% | 7.2% | 7.3% | 7.5% | 1.7% | 9.9% |
| Return on equity (ROE) | 10.5% | 19.6% | -0.9% | 2.4% | 26.3% | 35.1% | 37.8% | 3.0% | 2.4% | -39.7% |
| Return on assets (ROA) | 2.2% | 4.7% | -0.2% | 0.4% | 4.5% | 11.9% | 11.0% | 0.6% | 0.5% | -6.6% |
| Debt / equity | — | — | — | — | — | — | — | — | — | 0.72 |
| Revenue growth | 8.7% | 8.2% | -6.0% | -7.4% | 62.9% | 5.4% | 0.4% | -1.6% | -8.8% | -9.6% |
| EPS growth | -43.4% | — | -142.9% | -89.6% | -45.8% | 20.3% | 1,837.5% | 33.3% | — | — |