Westamerica Bancorporation Financial Ratios
NASDAQ: WABCFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Westamerica Bancorporation ratio analysis
Westamerica Bancorporation earned a net margin of 45.0% in FY 2025, down from 47.2% a year earlier. Return on equity reached 12.4%, meaning Westamerica Bancorporation generated 0.12 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.15 versus 0.14 the year before.
At the end of FY 2025, WABC traded at 10.6 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 9.3 to 31.5, with a median of 18.2. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Westamerica Bancorporation financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 10.58 | 10.01 | 9.31 | 13.00 | 17.93 | 18.55 | 22.64 | 21.95 | 31.51 | 27.48 |
| Price / sales | 4.76 | 4.73 | 4.65 | 5.99 | 7.22 | 7.10 | 8.91 | 7.89 | 8.11 | 8.94 |
| Price / book | 1.32 | 1.56 | 1.95 | 2.64 | 1.87 | 1.76 | 2.49 | 2.54 | 2.65 | 2.87 |
| Net margin | 45.0% | 47.2% | 50.0% | 46.1% | 40.3% | 38.4% | 39.4% | 36.2% | 25.9% | 32.6% |
| Free cash flow margin | 46.4% | 47.6% | 48.5% | 42.6% | 40.7% | 50.3% | 37.6% | 47.2% | 40.4% | 42.0% |
| Return on equity (ROE) | 12.4% | 15.6% | 20.9% | 20.3% | 10.5% | 9.5% | 11.0% | 11.6% | 8.5% | 10.5% |
| Return on assets (ROA) | 1.9% | 2.3% | 2.5% | 1.8% | 1.2% | 1.2% | 1.4% | 1.3% | 0.9% | 1.1% |
| Debt / equity | 0.15 | 0.14 | 0.08 | 0.10 | 0.18 | 0.12 | 0.04 | 0.08 | 0.10 | 0.11 |
| Revenue growth | -12.2% | -9.2% | 22.2% | 23.3% | 2.5% | 2.7% | 3.2% | 2.5% | 7.0% | -0.9% |
| EPS growth | -13.1% | -14.2% | 33.5% | 41.0% | 8.1% | 0.0% | 11.6% | 41.3% | -17.5% | -0.4% |