World Acceptance Financial Ratios
NASDAQ: WRLDFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
World Acceptance ratio analysis
World Acceptance earned a net margin of 5.9% in FY 2026, down from 15.8% a year earlier. Return on equity reached 9.9%, meaning World Acceptance generated 0.10 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 1.67 versus 1.02 the year before.
At the end of FY 2026, WRLD traded at 20.3 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 6.2 to 28.9, with a median of 15.1. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
World Acceptance financial ratios (annual)
| Ratio | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 20.33 | 6.94 | 11.03 | 23.14 | 23.36 | 9.84 | 12.53 | 28.92 | 17.58 | 6.18 |
| Price / sales | 1.18 | 1.08 | 1.45 | 0.78 | 2.05 | 1.60 | 0.58 | 1.93 | 1.84 | 0.92 |
| Price / book | 1.97 | 1.40 | 1.97 | 1.25 | 3.22 | 2.09 | 0.83 | 1.91 | 1.71 | 0.98 |
| Net margin | 5.9% | 15.8% | 13.5% | 3.4% | 9.2% | 16.7% | 4.8% | 6.8% | 10.7% | 15.0% |
| Free cash flow margin | 43.7% | 44.4% | 45.4% | 46.3% | 45.5% | 40.8% | 45.7% | 43.1% | 41.5% | 43.3% |
| Return on equity (ROE) | 9.9% | 20.4% | 18.2% | 5.5% | 14.5% | 21.8% | 6.8% | 6.7% | 9.9% | 16.0% |
| Return on assets (ROA) | 3.3% | 8.8% | 7.3% | 1.9% | 4.4% | 9.3% | 2.7% | 4.4% | 6.4% | 9.2% |
| Debt / equity | 1.67 | 1.02 | 1.18 | 1.56 | 1.87 | 1.00 | 1.10 | 0.46 | 0.45 | 0.64 |
| Revenue growth | 3.7% | -1.5% | -7.1% | 5.4% | 10.8% | -10.5% | 8.4% | 8.3% | 2.4% | -12.0% |
| EPS growth | -57.6% | 23.4% | 265.0% | -57.5% | -36.0% | 273.7% | -12.6% | -32.4% | -28.5% | -16.6% |