Western Union Financial Ratios
NYSE: WUConsumer DiscretionaryBusiness ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Western Union ratio analysis
Western Union earned a net margin of 12.3% in FY 2025, down from 22.2% a year earlier. Gross margin was 37.0% compared with a median of 41.0% over the prior 9 years. Return on equity reached 52.2%, meaning Western Union generated 0.52 dollars of profit for every dollar of shareholders' equity, an unusually high figure that often reflects a small equity base after share buybacks.
Debt-to-equity stood at 3.01 versus 3.04 the year before. At the end of FY 2025, WU traded at 6.1 times earnings; across the 9 fiscal years shown, its year-end P/E ranged from 3.8 to 42.6, with a median of 9.1. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Western Union financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 6.07 | 3.83 | 7.10 | 5.88 | 9.06 | 12.26 | 10.61 | 9.14 | — | 42.59 |
| Price / sales | 0.74 | 0.85 | 1.01 | 1.19 | 1.43 | 1.87 | 2.11 | 1.38 | 1.61 | 1.96 |
| Price / book | 3.15 | 3.68 | 9.23 | 11.16 | 20.41 | 48.48 | — | — | — | 11.80 |
| Gross margin | 37.0% | 37.8% | 38.7% | 41.3% | 42.9% | 41.5% | 41.7% | 41.0% | 39.3% | 39.8% |
| Operating margin | 18.7% | 17.2% | 18.8% | 19.8% | 22.1% | 20.0% | 17.6% | 20.1% | 8.6% | 9.0% |
| Net margin | 12.3% | 22.2% | 14.4% | 20.3% | 15.9% | 15.4% | 20.0% | 15.2% | -10.1% | 4.7% |
| Free cash flow margin | 12.5% | 8.8% | 17.4% | 12.3% | 19.9% | 17.4% | 16.4% | 12.2% | 12.2% | 17.9% |
| Return on equity (ROE) | 52.2% | 96.4% | 130.7% | 190.6% | 226.6% | 398.9% | — | — | — | 28.1% |
| Return on assets (ROA) | 6.0% | 11.2% | 7.6% | 10.7% | 9.1% | 7.8% | 12.1% | 9.5% | -6.0% | 2.7% |
| Debt / equity | 3.01 | 3.04 | 4.49 | 5.13 | 7.73 | — | — | — | — | — |
| Revenue growth | -3.8% | -3.4% | -2.6% | -11.7% | 4.9% | -8.6% | -5.3% | 1.2% | 1.9% | -1.1% |
| EPS growth | -44.5% | 63.1% | -28.2% | 18.8% | 10.1% | -27.2% | 31.6% | — | -333.3% | -68.5% |