Arch Capital Group (ACGL) vs Exzeo Group (XZO)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Arch Capital Group is the larger company by market cap ($32.79 billion vs $1.43 billion), about 22.9 times the size. On valuation, Arch Capital Group trades at a lower forward P/E (9.8x vs 13.8x for Exzeo Group).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ACGL | XZO |
|---|---|---|
| Share price | $96.08 | $15.89 |
| Market cap | $32.79B | $1.43B |
| 1-day change | +1.86% | +4.40% |
| YTD return | -1.66% | -37.24% |
| 1-year return | +0.24% | — |
| 5-year return | +122.11% | — |
| P/E ratio (TTM) | 7.52 | 16.55 |
| Forward P/E | 9.82 | 13.82 |
| EPS (TTM) | $12.78 | $0.96 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $19.93B | — |
| Revenue growth (YoY) | +14.27% | — |
| Net income (latest FY) | $4.40B | — |
| Net margin | 22.07% | — |
| 52-week high | $107.09 | $24.60 |
| 52-week low | $82.45 | $12.36 |
| Distance from 52-week high | -10.28% | -35.41% |
| Analyst consensus | buy | none |
| Avg. price target upside | +15.61% | +63.62% |
| Average volume | 2.73M | 264.22K |
| Shares outstanding | 341.23M | 90.09M |
| Employees | 8,000 | 354 |
| Sector | Finance | Technology |
| Industry | Property-Casualty Insurers | Computer Software: Prepackaged Software |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Arch Capital Group is about 22.9 times larger than Exzeo Group by market value ($32.79B vs $1.43B).
- Exzeo Group trades at a higher earnings multiple (16.6x vs 7.5x trailing P/E).
- The two companies sit in different sectors: Arch Capital Group in Finance and Exzeo Group in Technology.
About Arch Capital Group
ACGL stock →Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia. The company operates through three segments: Insurance, Reinsurance, and Mortgage.
Finance · Property-Casualty Insurers · 8,000 employees
About Exzeo Group
XZO stock →Exzeo Group, Inc. provides turnkey insurance technology and operations solutions to insurance carriers and agents in the United States.
Technology · Computer Software: Prepackaged Software · 354 employees
ACGL vs XZO FAQ
Which is bigger, Arch Capital Group or Exzeo Group?
Arch Capital Group (ACGL) is larger, with a market capitalization of $32.79B compared with $1.43B for Exzeo Group (XZO).
Which has the lower P/E ratio, ACGL or XZO?
ACGL has the lower trailing P/E at 7.5, versus 16.6 for XZO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Arch Capital Group and Exzeo Group in the same industry?
No. Arch Capital Group is in the Finance sector, while Exzeo Group is in Technology.