Arch Capital Group (ACGL) vs Cincinnati Financial (CINF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Arch Capital Group (ACGL) has outperformed Cincinnati Financial (CINF) over the past year, gaining 0.2% versus a loss of 2.5%. Over five years, ACGL leads with a +122.1% price change compared with +35.9% for CINF. Arch Capital Group is the larger company by market cap ($32.19 billion vs $24.80 billion), about 1.3 times the size.
On valuation, Arch Capital Group trades at a lower forward P/E (9.6x vs 17.8x for Cincinnati Financial). Cincinnati Financial pays a dividend yielding 2.24%, while Arch Capital Group does not currently pay one. Arch Capital Group converts more of its revenue into profit, with a net margin of 22.1% versus 18.9%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ACGL | CINF |
|---|---|---|
| Share price | $94.33 | $161.61 |
| Market cap | $32.19B | $24.80B |
| 1-day change | -0.52% | -0.90% |
| YTD return | -1.66% | -1.05% |
| 1-year return | +0.24% | -2.46% |
| 5-year return | +122.11% | +35.88% |
| P/E ratio (TTM) | 7.42 | 7.63 |
| Forward P/E | 9.65 | 17.84 |
| EPS (TTM) | $12.71 | $21.18 |
| Dividend yield | 0.00% | 2.24% |
| Annual dividend | $0.00 | $3.62 |
| Revenue (latest FY) | $19.93B | $12.63B |
| Revenue growth (YoY) | +14.27% | +11.41% |
| Net income (latest FY) | $4.40B | $2.39B |
| Net margin | 22.07% | 18.95% |
| 52-week high | $107.09 | $194.81 |
| 52-week low | $82.45 | $150.00 |
| Distance from 52-week high | -11.92% | -17.04% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +17.76% | +18.19% |
| Average volume | 2.75M | 687.50K |
| Shares outstanding | 341.23M | 153.48M |
| Employees | 8,000 | 5,705 |
| Sector | Financial Services | Finance |
| Industry | Insurance - Diversified | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Cincinnati Financial offers a meaningfully higher dividend yield (2.24% vs 0.00%).
- The two companies sit in different sectors: Arch Capital Group in Financial Services and Cincinnati Financial in Finance.
About Arch Capital Group
ACGL stock →Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia. The company operates through three segments: Insurance, Reinsurance, and Mortgage.
Financial Services · Insurance - Diversified · 8,000 employees
About Cincinnati Financial
CINF stock →Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments.
Finance · Property-Casualty Insurers · 5,705 employees
ACGL vs CINF FAQ
Which is bigger, Arch Capital Group or Cincinnati Financial?
Arch Capital Group (ACGL) is larger, with a market capitalization of $32.19B compared with $24.80B for Cincinnati Financial (CINF).
Which stock has performed better over the past year, ACGL or CINF?
ACGL returned +0.24% over the past 12 months, compared with -2.46% for CINF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ACGL or CINF?
ACGL has the lower trailing P/E at 7.4, versus 7.6 for CINF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Arch Capital Group or Cincinnati Financial?
Cincinnati Financial pays a dividend yielding 2.24%, while Arch Capital Group does not currently pay a regular dividend.
Are Arch Capital Group and Cincinnati Financial in the same industry?
No. Arch Capital Group is in the Financial Services sector, while Cincinnati Financial is in Finance.