ACI Worldwide (ACIW) vs DLocal (DLO)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
DLocal (DLO) has outperformed ACI Worldwide (ACIW) over the past year, gaining 4.4% versus a loss of 3.9%. Over five years, ACIW leads with a +62.3% price change compared with -75.9% for DLO. ACI Worldwide is the larger company by market cap ($5.16 billion vs $4.41 billion), about 1.2 times the size, while DLocal is growing revenue faster (+46.6% vs +10.4%).
On valuation, ACI Worldwide trades at a lower forward P/E (13.1x vs 13.1x for DLocal). DLocal pays a dividend yielding 1.29%, while ACI Worldwide does not currently pay one. DLocal converts more of its revenue into profit, with a net margin of 18.0% versus 12.9%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ACIW | DLO |
|---|---|---|
| Share price | $51.07 | $15.00 |
| Market cap | $5.16B | $4.41B |
| 1-day change | +0.83% | +1.56% |
| YTD return | +5.94% | +4.46% |
| 1-year return | -3.87% | +4.38% |
| 5-year return | +62.34% | -75.90% |
| P/E ratio (TTM) | 23.32 | 22.06 |
| Forward P/E | 13.06 | 13.11 |
| EPS (TTM) | $2.19 | $0.68 |
| Dividend yield | 0.00% | 1.29% |
| Annual dividend | $0.00 | $0.194 |
| Revenue (latest FY) | $1.76B | $1.09B |
| Revenue growth (YoY) | +10.38% | +46.60% |
| Net income (latest FY) | $226.66M | $196.80M |
| Gross margin | 48.99% | 36.83% |
| Operating margin | 18.75% | 20.11% |
| Net margin | 12.88% | 18.00% |
| 52-week high | $61.08 | $16.78 |
| 52-week low | $38.05 | $10.64 |
| Distance from 52-week high | -16.39% | -10.61% |
| Analyst consensus | none | strong_buy |
| Avg. price target upside | +31.84% | +25.33% |
| Average volume | 903.15K | 1.99M |
| Shares outstanding | 100.96M | 178.04M |
| Employees | 2,930 | 1,274 |
| Sector | Technology | Consumer Discretionary |
| Industry | Computer Software: Prepackaged Software | Business Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- DLocal offers a meaningfully higher dividend yield (1.29% vs 0.00%).
- DLocal is more profitable, keeping 18.0 cents of every revenue dollar as net income versus 12.9 cents for ACI Worldwide.
- DLocal grew revenue faster in its latest fiscal year (+46.60% vs +10.38%).
- The two companies sit in different sectors: ACI Worldwide in Technology and DLocal in Consumer Discretionary.
About ACI Worldwide
ACIW stock →ACI Worldwide, Inc. develops, markets, installs, and supports software products and services for facilitating electronic payments in the United States and worldwide.
Technology · Computer Software: Prepackaged Software · 2,930 employees
About DLocal
DLO stock →DLocal Limited, together with its subsidiaries, provides payment processing services worldwide. The company offers a robust pay-in solution to help global merchants expand their online presence and receive payments, including international and local cards, online bank transfers, direct debit, cash, and hundreds of alternative payment methods (APMs).
Consumer Discretionary · Business Services · 1,274 employees
ACIW vs DLO FAQ
Which is bigger, ACI Worldwide or DLocal?
ACI Worldwide (ACIW) is larger, with a market capitalization of $5.16B compared with $4.41B for DLocal (DLO).
Which stock has performed better over the past year, ACIW or DLO?
DLO returned +4.38% over the past 12 months, compared with -3.87% for ACIW (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ACIW or DLO?
DLO has the lower trailing P/E at 22.1, versus 23.3 for ACIW. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, ACI Worldwide or DLocal?
DLocal pays a dividend yielding 1.29%, while ACI Worldwide does not currently pay a regular dividend.
Are ACI Worldwide and DLocal in the same industry?
No. ACI Worldwide is in the Technology sector, while DLocal is in Consumer Discretionary.