ACRES Commercial Realty (ACR) vs Chicago Atlantic Real Estate Finance (REFI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Chicago Atlantic Real Estate Finance (REFI) has outperformed ACRES Commercial Realty (ACR) over the past year, losing 23.6% versus a loss of 50.0%. Chicago Atlantic Real Estate Finance is the larger company by market cap ($247.0 million vs $160.0 million), about 1.5 times the size. On valuation, Chicago Atlantic Real Estate Finance trades at a lower forward P/E (5.0x vs 8.3x for ACRES Commercial Realty).
Chicago Atlantic Real Estate Finance pays a dividend yielding 19.50%, while ACRES Commercial Realty does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ACR | REFI |
|---|---|---|
| Share price | $10.21 | $9.64 |
| Market cap | $160.02M | $246.99M |
| 1-day change | -0.29% | +0.31% |
| YTD return | -52.01% | -21.62% |
| 1-year return | -49.98% | -23.61% |
| 5-year return | -34.82% | — |
| P/E ratio (TTM) | — | 7.04 |
| Forward P/E | 8.33 | 5.02 |
| EPS (TTM) | $-1.09 | $1.37 |
| Dividend yield | 0.00% | 19.50% |
| Annual dividend | $0.00 | $1.88 |
| 52-week high | $24.61 | $13.49 |
| 52-week low | $9.92 | $9.57 |
| Distance from 52-week high | -58.51% | -28.54% |
| Analyst consensus | none | none |
| Avg. price target upside | +125.27% | +56.95% |
| Average volume | 37.44K | 190.00K |
| Shares outstanding | 15.67M | 25.62M |
| Sector | Real Estate | Real Estate |
| Industry | Real Estate Investment Trusts | Real Estate Investment Trusts |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- REFI has outperformed ACR by 26.4 percentage points over the past year.
- Chicago Atlantic Real Estate Finance offers a meaningfully higher dividend yield (19.50% vs 0.00%).
About ACRES Commercial Realty
ACR stock →ACRES Commercial Realty Corp., a real estate investment trust (REIT), focuses on the origination, holding, and management of commercial real estate mortgage loans and equity investments in commercial real estate property in the United States. The company invests in commercial real estate credit investments, including floating-rate first mortgage loans, first priority interests in first mortgage loans, subordinated interests in first mortgage loans, mezzanine financing, preferred equity investments, and CRE whole loans, and equity investments.
Real Estate · Real Estate Investment Trusts
About Chicago Atlantic Real Estate Finance
REFI stock →Chicago Atlantic Real Estate Finance, Inc. operates as a commercial mortgage real estate investment trust in the United States.
Real Estate · Real Estate Investment Trusts
ACR vs REFI FAQ
Which is bigger, ACRES Commercial Realty or Chicago Atlantic Real Estate Finance?
Chicago Atlantic Real Estate Finance (REFI) is larger, with a market capitalization of $246.99M compared with $160.02M for ACRES Commercial Realty (ACR).
Which stock has performed better over the past year, ACR or REFI?
REFI returned -23.61% over the past 12 months, compared with -49.98% for ACR (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, ACRES Commercial Realty or Chicago Atlantic Real Estate Finance?
Chicago Atlantic Real Estate Finance pays a dividend yielding 19.50%, while ACRES Commercial Realty does not currently pay a regular dividend.
Are ACRES Commercial Realty and Chicago Atlantic Real Estate Finance in the same industry?
Yes. Both are classified in the Real Estate Investment Trusts industry within the Real Estate sector.