Ready Capital (RC) vs Chicago Atlantic Real Estate Finance (REFI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Chicago Atlantic Real Estate Finance (REFI) has outperformed Ready Capital (RC) over the past year, losing 23.6% versus a loss of 65.0%. Chicago Atlantic Real Estate Finance is the larger company by market cap ($246.2 million vs $203.6 million), about 1.2 times the size. Chicago Atlantic Real Estate Finance offers the higher dividend yield (19.56% vs 12.60%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | RC | REFI |
|---|---|---|
| Share price | $1.23 | $9.61 |
| Market cap | $203.58M | $246.22M |
| 1-day change | +9.82% | -1.94% |
| YTD return | -43.58% | -21.62% |
| 1-year return | -64.96% | -23.61% |
| 5-year return | -91.84% | — |
| P/E ratio (TTM) | — | 7.12 |
| Forward P/E | — | 5.01 |
| EPS (TTM) | $-3.46 | $1.35 |
| Dividend yield | 12.60% | 19.56% |
| Annual dividend | $0.155 | $1.88 |
| 52-week high | $3.63 | $13.49 |
| 52-week low | $1.08 | $9.61 |
| Distance from 52-week high | -66.12% | -28.76% |
| Analyst consensus | none | none |
| Avg. price target upside | +46.34% | +57.44% |
| Average volume | 1.29M | 189.95K |
| Shares outstanding | 165.19M | 25.62M |
| Employees | 442 | — |
| Sector | Real Estate | Real Estate |
| Industry | REIT - Mortgage | REIT - Mortgage |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- REFI has outperformed RC by 41.3 percentage points over the past year.
- Chicago Atlantic Real Estate Finance offers a meaningfully higher dividend yield (19.56% vs 12.60%).
About Ready Capital
RC stock →Ready Capital Corporation operates as a real estate finance company in the United States. The company operates through two segments: LMM Commercial Real Estate and Small Business Lending.
Real Estate · REIT - Mortgage · 442 employees
About Chicago Atlantic Real Estate Finance
REFI stock →Chicago Atlantic Real Estate Finance, Inc. operates as a commercial mortgage real estate investment trust in the United States.
Real Estate · REIT - Mortgage
RC vs REFI FAQ
Which is bigger, Ready Capital or Chicago Atlantic Real Estate Finance?
Chicago Atlantic Real Estate Finance (REFI) is larger, with a market capitalization of $246.22M compared with $203.58M for Ready Capital (RC).
Which stock has performed better over the past year, RC or REFI?
REFI returned -23.61% over the past 12 months, compared with -64.96% for RC (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Ready Capital or Chicago Atlantic Real Estate Finance?
Chicago Atlantic Real Estate Finance has the higher yield at 19.56%, compared with 12.60% for Ready Capital.
Are Ready Capital and Chicago Atlantic Real Estate Finance in the same industry?
Yes. Both are classified in the REIT - Mortgage industry within the Real Estate sector.