Affirm (AFRM) vs Federal Agricultural Mortgage (AGM)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Federal Agricultural Mortgage (AGM) has outperformed Affirm (AFRM) over the past year, gaining 32.4% versus a loss of 1.7%. Over five years, AGM leads with a +76.6% price change compared with -48.7% for AFRM. Affirm is the larger company by market cap ($25.41 billion vs $2.26 billion), about 11.2 times the size.
On valuation, Federal Agricultural Mortgage trades at a lower forward P/E (9.0x vs 15.6x for Affirm). Federal Agricultural Mortgage pays a dividend yielding 2.97%, while Affirm does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AFRM | AGM |
|---|---|---|
| Share price | $75.31 | $208.58 |
| Market cap | $25.41B | $2.26B |
| 1-day change | +0.57% | -2.50% |
| YTD return | +1.18% | +18.80% |
| 1-year return | -1.75% | +32.40% |
| 5-year return | -48.67% | +76.61% |
| P/E ratio (TTM) | 13.54 | 11.70 |
| Forward P/E | 15.60 | 9.01 |
| EPS (TTM) | $5.56 | $17.82 |
| Dividend yield | 0.00% | 2.97% |
| Annual dividend | $0.00 | $6.20 |
| Revenue (latest FY) | $4.26B | — |
| Revenue growth (YoY) | +32.15% | — |
| Net income (latest FY) | $1.93B | — |
| Operating margin | 9.79% | — |
| Net margin | 45.29% | — |
| 52-week high | $90.44 | $248.29 |
| 52-week low | $42.10 | $136.57 |
| Distance from 52-week high | -16.73% | -15.99% |
| Analyst consensus | buy | none |
| Avg. price target upside | +31.01% | +23.21% |
| Average volume | 4.22M | 112.51K |
| Shares outstanding | 296.88M | 9.32M |
| Employees | 2,358 | 212 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Affirm is about 11.2 times larger than Federal Agricultural Mortgage by market value ($25.41B vs $2.26B).
- AGM has outperformed AFRM by 34.1 percentage points over the past year.
- Federal Agricultural Mortgage offers a meaningfully higher dividend yield (2.97% vs 0.00%).
About Affirm
AFRM stock →Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally.
Financial Services · Credit Services · 2,358 employees
About Federal Agricultural Mortgage
AGM stock →Federal Agricultural Mortgage Corporation provides a secondary market for various loans made to borrowers in the United States. It operates through seven segments: Farm & Ranch, Corporate AgFinance, Power & Utilities, Broadband Infrastructure, Renewable Energy, Funding, and Investments.
Financial Services · Credit Services · 212 employees
AFRM vs AGM FAQ
Which is bigger, Affirm or Federal Agricultural Mortgage?
Affirm (AFRM) is larger, with a market capitalization of $25.41B compared with $2.26B for Federal Agricultural Mortgage (AGM).
Which stock has performed better over the past year, AFRM or AGM?
AGM returned +32.40% over the past 12 months, compared with -1.75% for AFRM (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AFRM or AGM?
AGM has the lower trailing P/E at 11.7, versus 13.5 for AFRM. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Affirm or Federal Agricultural Mortgage?
Federal Agricultural Mortgage pays a dividend yielding 2.97%, while Affirm does not currently pay a regular dividend.
Are Affirm and Federal Agricultural Mortgage in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.