Affirm (AFRM) vs Lufax (LU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Affirm (AFRM) has outperformed Lufax (LU) over the past year, losing 1.7% versus a loss of 73.9%. Over five years, AFRM leads with a -48.7% price change compared with -96.2% for LU. Affirm is the larger company by market cap ($25.87 billion vs $806.6 million), about 32.1 times the size.
On valuation, Lufax trades at a lower forward P/E (4.8x vs 15.9x for Affirm).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AFRM | LU |
|---|---|---|
| Share price | $76.67 | $0.9307 |
| Market cap | $25.87B | $806.63M |
| 1-day change | +1.80% | -5.17% |
| YTD return | +1.18% | -60.55% |
| 1-year return | -1.75% | -73.90% |
| 5-year return | -48.67% | -96.19% |
| P/E ratio (TTM) | 13.86 | — |
| Forward P/E | 15.88 | 4.84 |
| EPS (TTM) | $5.53 | $-0.37 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $4.26B | — |
| Revenue growth (YoY) | +32.15% | — |
| Net income (latest FY) | $1.93B | — |
| Operating margin | 9.79% | — |
| Net margin | 45.29% | — |
| 52-week high | $90.44 | $4.03 |
| 52-week low | $42.10 | $0.9117 |
| Distance from 52-week high | -15.23% | -76.91% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +28.69% | +167.54% |
| Average volume | 4.20M | 1.15M |
| Shares outstanding | 296.88M | 866.69M |
| Employees | 2,358 | 29,136 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Affirm is about 32.1 times larger than Lufax by market value ($25.87B vs $806.63M).
- AFRM has outperformed LU by 72.2 percentage points over the past year.
About Affirm
AFRM stock →Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally.
Finance · Finance: Consumer Services · 2,358 employees
About Lufax
LU stock →Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People's Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans.
Finance · Finance: Consumer Services · 29,136 employees
AFRM vs LU FAQ
Which is bigger, Affirm or Lufax?
Affirm (AFRM) is larger, with a market capitalization of $25.87B compared with $806.63M for Lufax (LU).
Which stock has performed better over the past year, AFRM or LU?
AFRM returned -1.75% over the past 12 months, compared with -73.90% for LU (price return, excluding dividends). Past performance does not predict future results.
Are Affirm and Lufax in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.