Affirm (AFRM) vs IREN (IREN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Affirm (AFRM) has outperformed IREN (IREN) over the past year, losing 1.7% versus a loss of 37.3%. Affirm is the larger company by market cap ($25.41 billion vs $15.25 billion), about 1.7 times the size, while IREN is growing revenue faster (+41.1% vs +32.2%). Affirm converts more of its revenue into profit, with a net margin of 45.3% versus -99.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AFRM | IREN |
|---|---|---|
| Share price | $75.31 | $38.69 |
| Market cap | $25.41B | $15.25B |
| 1-day change | +0.57% | -6.27% |
| YTD return | +1.18% | +2.44% |
| 1-year return | -1.75% | -37.27% |
| 5-year return | -48.67% | — |
| P/E ratio (TTM) | 13.54 | — |
| Forward P/E | 15.60 | — |
| EPS (TTM) | $5.56 | $-2.08 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $4.26B | $707.01M |
| Revenue growth (YoY) | +32.15% | +41.11% |
| Net income (latest FY) | $1.93B | $-702.62M |
| Gross margin | — | 68.92% |
| Operating margin | 9.79% | -148.05% |
| Net margin | 45.29% | -99.38% |
| 52-week high | $90.44 | $76.87 |
| 52-week low | $42.10 | $28.93 |
| Distance from 52-week high | -16.73% | -49.67% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +31.01% | +101.96% |
| Average volume | 4.22M | 42.36M |
| Shares outstanding | 296.88M | 394.06M |
| Employees | 2,358 | 685 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- AFRM has outperformed IREN by 35.5 percentage points over the past year.
- Affirm is more profitable, keeping 45.3 cents of every revenue dollar as net income versus -99.4 cents for IREN.
- IREN grew revenue faster in its latest fiscal year (+41.11% vs +32.15%).
About Affirm
AFRM stock →Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally.
Finance · Finance: Consumer Services · 2,358 employees
About IREN
IREN stock →IREN Limited operates as a vertically integrated AI cloud services platform in Australia and Canada. It develops, owns, and operate data centers, including the associated land, grid connections, and substations, as well as buildings and cooling.
Finance · Finance: Consumer Services · 685 employees
AFRM vs IREN FAQ
Which is bigger, Affirm or IREN?
Affirm (AFRM) is larger, with a market capitalization of $25.41B compared with $15.25B for IREN (IREN).
Which stock has performed better over the past year, AFRM or IREN?
AFRM returned -1.75% over the past 12 months, compared with -37.27% for IREN (price return, excluding dividends). Past performance does not predict future results.
Are Affirm and IREN in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.