MetaCap

AIFU (AIFU) vs XChange TEC.INC (XHG)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

XChange TEC.INC (XHG) has outperformed AIFU (AIFU) over the past year, gaining 83.9% versus a loss of 89.7%. Over five years, AIFU leads with a -99.8% price change compared with -100.0% for XHG. XChange TEC.INC is the larger company by market cap ($117.5 million vs $71.2 million), about 1.7 times the size.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

AIFU-89.67%XHG+76.92%
+273%+82%-109%
Oct 8, 20251 yearOct 8, 2026
AIFU-99.77%XHG-100.00%
+16%-45%-106%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

AIFU versus XHG key metrics
MetricAIFUXHG
Share price$12.02$2.28
Market cap$71.23M$117.53M
1-day change+9.17%-0.87%
YTD return-79.46%+167.61%
1-year return-89.67%+83.87%
5-year return-99.77%-100.00%
P/E ratio (TTM)—0.02
Forward P/E22.26—
EPS (TTM)$-397.44$92.93
Dividend yield0.00%0.00%
Annual dividend$0.00$0.00
52-week high$112.40$7.23
52-week low$8.17$0.65
Distance from 52-week high-89.31%-68.46%
Average volume32.75K2.33M
Shares outstanding5.93M46.60M
Employees60330
SectorFinanceFinance
IndustrySpecialty InsurersSpecialty Insurers

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • XHG has outperformed AIFU by 173.5 percentage points over the past year.

About AIFU

AIFU stock →

AIFU Inc., through its subsidiary, distributes insurance products in China. The company provides life and health insurance products, such as individual whole life, individual health, individual annuity, individual term life, individual endowment life, and participating insurance products; and non-life insurance products primarily includes individual accident, travel, homeowner, indemnity medical, commercial property, cargo, hull, liability, construction and erection, and extended warranty insurance products.

Finance · Specialty Insurers · 603 employees

About XChange TEC.INC

XHG stock →

XChange TEC.INC, together with its subsidiaries, engages in the insurance agency and insurance technology businesses primarily to individual end consumers in the People's Republic of China and Hong Kong. The company offers various insurance products underwritten by insurance companies, including industry state-owned property and casualty insurance companies, as well as certain regional property and casualty insurance companies.

Finance · Specialty Insurers · 30 employees

AIFU vs XHG FAQ

Which is bigger, AIFU or XChange TEC.INC?

XChange TEC.INC (XHG) is larger, with a market capitalization of $117.53M compared with $71.23M for AIFU (AIFU).

Which stock has performed better over the past year, AIFU or XHG?

XHG returned +83.87% over the past 12 months, compared with -89.67% for AIFU (price return, excluding dividends). Past performance does not predict future results.

Are AIFU and XChange TEC.INC in the same industry?

Yes. Both are classified in the Specialty Insurers industry within the Finance sector.

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