Amalgamated Financial (AMAL) vs Lakeland Financial (LKFN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Amalgamated Financial (AMAL) has outperformed Lakeland Financial (LKFN) over the past year, gaining 73.6% versus a loss of 9.8%. Over five years, AMAL leads with a +170.0% price change compared with -24.5% for LKFN. Lakeland Financial is the larger company by market cap ($1.41 billion vs $1.39 billion), about 1.0 times the size.
On valuation, Amalgamated Financial trades at a lower forward P/E (10.0x vs 12.6x for Lakeland Financial). Lakeland Financial offers the higher dividend yield (3.62% vs 1.40%). Lakeland Financial converts more of its revenue into profit, with a net margin of 38.4% versus 31.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AMAL | LKFN |
|---|---|---|
| Share price | $46.58 | $56.84 |
| Market cap | $1.39B | $1.41B |
| 1-day change | -1.27% | -1.06% |
| YTD return | +45.43% | -0.39% |
| 1-year return | +73.61% | -9.76% |
| 5-year return | +170.03% | -24.51% |
| P/E ratio (TTM) | 12.42 | 13.19 |
| Forward P/E | 10.04 | 12.61 |
| EPS (TTM) | $3.75 | $4.31 |
| Dividend yield | 1.40% | 3.62% |
| Annual dividend | $0.65 | $2.06 |
| Revenue (latest FY) | $328.72M | $268.99M |
| Revenue growth (YoY) | +4.14% | +6.10% |
| Net income (latest FY) | $104.45M | $103.36M |
| Net margin | 31.77% | 38.43% |
| 52-week high | $51.59 | $64.55 |
| 52-week low | $25.13 | $54.36 |
| Distance from 52-week high | -9.71% | -11.94% |
| Analyst consensus | none | hold |
| Avg. price target upside | +15.93% | +17.00% |
| Average volume | 211.54K | 172.76K |
| Shares outstanding | 29.90M | 24.86M |
| Employees | 450 | 695 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- AMAL has outperformed LKFN by 83.4 percentage points over the past year.
- Lakeland Financial offers a meaningfully higher dividend yield (3.62% vs 1.40%).
- Lakeland Financial is more profitable, keeping 38.4 cents of every revenue dollar as net income versus 31.8 cents for Amalgamated Financial.
About Amalgamated Financial
AMAL stock →Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services in the United States.
Finance · Major Banks · 450 employees
About Lakeland Financial
LKFN stock →Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits.
Finance · Major Banks · 695 employees
AMAL vs LKFN FAQ
Which is bigger, Amalgamated Financial or Lakeland Financial?
Lakeland Financial (LKFN) is larger, with a market capitalization of $1.41B compared with $1.39B for Amalgamated Financial (AMAL).
Which stock has performed better over the past year, AMAL or LKFN?
AMAL returned +73.61% over the past 12 months, compared with -9.76% for LKFN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AMAL or LKFN?
AMAL has the lower trailing P/E at 12.4, versus 13.2 for LKFN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Amalgamated Financial or Lakeland Financial?
Lakeland Financial has the higher yield at 3.62%, compared with 1.40% for Amalgamated Financial.
Are Amalgamated Financial and Lakeland Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.