MetaCap

Lakeland Financial (LKFN) vs Triumph Financial (TFIN)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Triumph Financial (TFIN) has outperformed Lakeland Financial (LKFN) over the past year, gaining 29.2% versus a loss of 9.8%. Over five years, LKFN leads with a -24.5% price change compared with -41.8% for TFIN. Triumph Financial is the larger company by market cap ($1.49 billion vs $1.41 billion), about 1.1 times the size.

On valuation, Lakeland Financial trades at a lower forward P/E (12.6x vs 19.1x for Triumph Financial). Lakeland Financial pays a dividend yielding 3.62%, while Triumph Financial does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

LKFN-10.21%TFIN+28.74%
+71%+27%-17%
Oct 8, 20251 yearOct 9, 2026
LKFN-24.23%TFIN-41.75%
+25%-18%-61%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

LKFN versus TFIN key metrics
MetricLKFNTFIN
Share price$56.84$62.53
Market cap$1.41B$1.49B
1-day change-1.06%-0.40%
YTD return-0.39%-0.16%
1-year return-9.76%+29.17%
5-year return-24.51%-41.83%
P/E ratio (TTM)13.0442.25
Forward P/E12.6119.08
EPS (TTM)$4.36$1.48
Dividend yield3.62%0.00%
Annual dividend$2.06$0.00
Revenue (latest FY)—$2.12M
Revenue growth (YoY)—-46.68%
Net income (latest FY)—$25.36M
Net margin—1195.05%
52-week high$64.55$83.52
52-week low$54.36$46.43
Distance from 52-week high-11.94%-25.13%
Analyst consensusholdbuy
Avg. price target upside+17.00%+24.10%
Average volume172.26K232.92K
Shares outstanding24.86M23.89M
Employees6951,441
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • TFIN has outperformed LKFN by 38.9 percentage points over the past year.
  • Triumph Financial trades at a higher earnings multiple (42.3x vs 13.0x trailing P/E).
  • Lakeland Financial offers a meaningfully higher dividend yield (3.62% vs 0.00%).

About Lakeland Financial

LKFN stock →

Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits.

Finance · Major Banks · 695 employees

About Triumph Financial

TFIN stock →

Triumph Financial, Inc., a financial holding company, provides banking, factoring, payments, and intelligence services in the United States. It offers deposit products, including checking, savings, money market, and certificates of deposit; and loan products, such as commercial real estate, commercial construction, land, and land development, residential real estate, agriculture, and consumer loans, as well as commercial and industrial loans, equipment loans, asset-based loans, business loans for working capital and operational purposes, and liquid credit loans.

Finance · Major Banks · 1,441 employees

LKFN vs TFIN FAQ

Which is bigger, Lakeland Financial or Triumph Financial?

Triumph Financial (TFIN) is larger, with a market capitalization of $1.49B compared with $1.41B for Lakeland Financial (LKFN).

Which stock has performed better over the past year, LKFN or TFIN?

TFIN returned +29.17% over the past 12 months, compared with -9.76% for LKFN (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, LKFN or TFIN?

LKFN has the lower trailing P/E at 13.0, versus 42.3 for TFIN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Lakeland Financial or Triumph Financial?

Lakeland Financial pays a dividend yielding 3.62%, while Triumph Financial does not currently pay a regular dividend.

Are Lakeland Financial and Triumph Financial in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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