MetaCap

AMERISAFE (AMSF) vs Donegal Group (DGICB)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Donegal Group (DGICB) has outperformed AMERISAFE (AMSF) over the past year, gaining 18.0% versus a loss of 41.0%. Over five years, DGICB leads with a +30.3% price change compared with -57.0% for AMSF. Donegal Group is the larger company by market cap ($668.1 million vs $453.8 million), about 1.5 times the size.

On valuation, Donegal Group trades at a lower trailing P/E (9.4x vs 9.9x for AMERISAFE). AMERISAFE offers the higher dividend yield (6.54% vs 4.11%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

AMSF-41.00%DGICB+18.03%
+81%+15%-50%
Oct 8, 20251 yearOct 8, 2026
AMSF-57.41%DGICB+21.38%
+75%+4%-66%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

AMSF versus DGICB key metrics
MetricAMSFDGICB
Share price$24.48$18.00
Market cap$453.76M$668.15M
1-day change-1.05%0.00%
YTD return-35.59%+1.75%
1-year return-41.00%+18.03%
5-year return-56.98%+30.34%
P/E ratio (TTM)9.879.38
Forward P/E12.14—
EPS (TTM)$2.48$1.92
Dividend yield6.54%4.11%
Annual dividend$1.60$0.74
52-week high$42.22$29.99
52-week low$23.20$14.87
Distance from 52-week high-42.02%-39.98%
Analyst consensusnone—
Avg. price target upside+45.71%—
Average volume440.33K5.08K
Shares outstanding18.54M5.58M
SectorFinanceFinance
IndustryProperty-Casualty InsurersProperty-Casualty Insurers

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • DGICB has outperformed AMSF by 59.0 percentage points over the past year.
  • AMERISAFE offers a meaningfully higher dividend yield (6.54% vs 4.11%).

About AMERISAFE

AMSF stock →

AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses.

Finance · Property-Casualty Insurers

About Donegal Group

DGICB stock →

Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance.

Finance · Property-Casualty Insurers

AMSF vs DGICB FAQ

Which is bigger, AMERISAFE or Donegal Group?

Donegal Group (DGICB) is larger, with a market capitalization of $668.15M compared with $453.76M for AMERISAFE (AMSF).

Which stock has performed better over the past year, AMSF or DGICB?

DGICB returned +18.03% over the past 12 months, compared with -41.00% for AMSF (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, AMSF or DGICB?

DGICB has the lower trailing P/E at 9.4, versus 9.9 for AMSF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, AMERISAFE or Donegal Group?

AMERISAFE has the higher yield at 6.54%, compared with 4.11% for Donegal Group.

Are AMERISAFE and Donegal Group in the same industry?

Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.

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