American Coastal Insurance (ACIC) vs AMERISAFE (AMSF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
American Coastal Insurance (ACIC) has outperformed AMERISAFE (AMSF) over the past year, losing 21.5% versus a loss of 42.3%. Over five years, ACIC leads with a +136.6% price change compared with -57.8% for AMSF. AMERISAFE is the larger company by market cap ($450.2 million vs $449.5 million), about 1.0 times the size.
On valuation, American Coastal Insurance trades at a lower forward P/E (7.4x vs 12.0x for AMERISAFE). AMERISAFE pays a dividend yielding 6.59%, while American Coastal Insurance does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ACIC | AMSF |
|---|---|---|
| Share price | $9.51 | $24.29 |
| Market cap | $449.53M | $450.24M |
| 1-day change | +0.96% | +2.92% |
| YTD return | -24.70% | -36.76% |
| 1-year return | -21.47% | -42.32% |
| 5-year return | +136.57% | -57.76% |
| P/E ratio (TTM) | 4.73 | 9.79 |
| Forward P/E | 7.43 | 12.04 |
| EPS (TTM) | $2.01 | $2.48 |
| Dividend yield | 0.00% | 6.59% |
| Annual dividend | $0.00 | $1.60 |
| 52-week high | $13.06 | $42.36 |
| 52-week low | $9.01 | $23.20 |
| Distance from 52-week high | -27.18% | -42.66% |
| Average volume | 267.41K | 431.63K |
| Shares outstanding | 47.27M | 18.54M |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ACIC has outperformed AMSF by 20.8 percentage points over the past year.
- AMERISAFE trades at a higher earnings multiple (9.8x vs 4.7x trailing P/E).
- AMERISAFE offers a meaningfully higher dividend yield (6.59% vs 0.00%).
ACIC vs AMSF FAQ
Which is bigger, American Coastal Insurance or AMERISAFE?
AMERISAFE (AMSF) is larger, with a market capitalization of $450.24M compared with $449.53M for American Coastal Insurance (ACIC).
Which stock has performed better over the past year, ACIC or AMSF?
ACIC returned -21.47% over the past 12 months, compared with -42.32% for AMSF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ACIC or AMSF?
ACIC has the lower trailing P/E at 4.7, versus 9.8 for AMSF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, American Coastal Insurance or AMERISAFE?
AMERISAFE pays a dividend yielding 6.59%, while American Coastal Insurance does not currently pay a regular dividend.
Are American Coastal Insurance and AMERISAFE in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.