MetaCap

Angel Oak Mortgage REIT (AOMR) vs Chicago Atlantic Real Estate Finance (REFI)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Angel Oak Mortgage REIT (AOMR) has outperformed Chicago Atlantic Real Estate Finance (REFI) over the past year, losing 23.4% versus a loss of 23.6%. Chicago Atlantic Real Estate Finance is the larger company by market cap ($246.2 million vs $177.9 million), about 1.4 times the size. On valuation, Chicago Atlantic Real Estate Finance trades at a lower forward P/E (5.0x vs 5.1x for Angel Oak Mortgage REIT).

Chicago Atlantic Real Estate Finance offers the higher dividend yield (19.56% vs 17.93%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

AOMR-23.39%REFI-23.61%
+9%-8%-25%
Oct 7, 20251 yearOct 7, 2026
AOMR-57.42%REFI-40.86%
+24%-26%-76%
Dec 6, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

AOMR versus REFI key metrics
MetricAOMRREFI
Share price$7.14$9.61
Market cap$177.89M$246.22M
1-day change-3.25%-1.94%
YTD return-17.07%-21.62%
1-year return-23.39%-23.61%
5-year return-59.52%—
P/E ratio (TTM)9.787.12
Forward P/E5.105.01
EPS (TTM)$0.73$1.35
Dividend yield17.93%19.56%
Annual dividend$1.28$1.88
52-week high$9.48$13.49
52-week low$7.11$9.61
Distance from 52-week high-24.64%-28.76%
Analyst consensusbuynone
Avg. price target upside+44.96%+57.44%
Average volume139.46K189.95K
Shares outstanding24.91M25.62M
SectorReal EstateReal Estate
IndustryREIT - MortgageREIT - Mortgage

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Angel Oak Mortgage REIT trades at a higher earnings multiple (9.8x vs 7.1x trailing P/E).
  • Chicago Atlantic Real Estate Finance offers a meaningfully higher dividend yield (19.56% vs 17.93%).

About Angel Oak Mortgage REIT

AOMR stock →

Angel Oak Mortgage REIT, Inc., a real estate finance company, focuses on acquiring and investing in first lien nonqualified mortgage loans and other mortgage-related assets in the United States mortgage market. It offers investment securities; residential mortgage loans; and commercial mortgage loans.

Real Estate · REIT - Mortgage

About Chicago Atlantic Real Estate Finance

REFI stock →

Chicago Atlantic Real Estate Finance, Inc. operates as a commercial mortgage real estate investment trust in the United States.

Real Estate · REIT - Mortgage

AOMR vs REFI FAQ

Which is bigger, Angel Oak Mortgage REIT or Chicago Atlantic Real Estate Finance?

Chicago Atlantic Real Estate Finance (REFI) is larger, with a market capitalization of $246.22M compared with $177.89M for Angel Oak Mortgage REIT (AOMR).

Which stock has performed better over the past year, AOMR or REFI?

AOMR returned -23.39% over the past 12 months, compared with -23.61% for REFI (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, AOMR or REFI?

REFI has the lower trailing P/E at 7.1, versus 9.8 for AOMR. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Angel Oak Mortgage REIT or Chicago Atlantic Real Estate Finance?

Chicago Atlantic Real Estate Finance has the higher yield at 19.56%, compared with 17.93% for Angel Oak Mortgage REIT.

Are Angel Oak Mortgage REIT and Chicago Atlantic Real Estate Finance in the same industry?

Yes. Both are classified in the REIT - Mortgage industry within the Real Estate sector.

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