AppFolio (APPF) vs Dave (DAVE)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Dave (DAVE) has outperformed AppFolio (APPF) over the past year, gaining 78.3% versus a loss of 12.4%. Over five years, APPF leads with a +56.1% price change compared with +11.1% for DAVE. AppFolio is the larger company by market cap ($7.16 billion vs $4.70 billion), about 1.5 times the size, while Dave is growing revenue faster (+59.7% vs +19.7%).
On valuation, Dave trades at a lower forward P/E (16.6x vs 24.0x for AppFolio). Dave converts more of its revenue into profit, with a net margin of 35.3% versus 14.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | APPF | DAVE |
|---|---|---|
| Share price | $202.20 | $368.42 |
| Market cap | $7.16B | $4.70B |
| 1-day change | +2.41% | +4.25% |
| YTD return | -13.09% | +66.40% |
| 1-year return | -12.36% | +78.26% |
| 5-year return | +56.11% | +11.10% |
| P/E ratio (TTM) | 44.93 | 23.75 |
| Forward P/E | 24.01 | 16.55 |
| EPS (TTM) | $4.50 | $15.51 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $950.82M | $554.18M |
| Revenue growth (YoY) | +19.72% | +59.67% |
| Net income (latest FY) | $140.92M | $195.87M |
| Gross margin | 63.68% | — |
| Operating margin | 16.08% | — |
| Net margin | 14.82% | 35.34% |
| 52-week high | $265.02 | $458.25 |
| 52-week low | $142.56 | $152.21 |
| Distance from 52-week high | -23.70% | -19.60% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +17.97% | +20.57% |
| Average volume | 369.51K | 388.55K |
| Shares outstanding | 24.09M | 11.44M |
| Employees | 1,702 | 280 |
| Sector | Technology | Finance |
| Industry | Computer Software: Prepackaged Software | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- DAVE has outperformed APPF by 90.6 percentage points over the past year.
- AppFolio trades at a higher earnings multiple (44.9x vs 23.8x trailing P/E).
- Dave is more profitable, keeping 35.3 cents of every revenue dollar as net income versus 14.8 cents for AppFolio.
- Dave grew revenue faster in its latest fiscal year (+59.67% vs +19.72%).
- The two companies sit in different sectors: AppFolio in Technology and Dave in Finance.
About AppFolio
APPF stock →AppFolio, Inc., together with its subsidiaries, provides cloud-based platform for the real estate industry in the United States. The company provides a cloud-based platform that assist with accounting, reporting, marketing, leasing, maintenance, workflow automation, and communication services.
Technology · Computer Software: Prepackaged Software · 1,702 employees
About Dave
DAVE stock →Dave Inc. provides various financial products and services through its financial services platform in the United States.
Finance · Finance: Consumer Services · 280 employees
APPF vs DAVE FAQ
Which is bigger, AppFolio or Dave?
AppFolio (APPF) is larger, with a market capitalization of $7.16B compared with $4.70B for Dave (DAVE).
Which stock has performed better over the past year, APPF or DAVE?
DAVE returned +78.26% over the past 12 months, compared with -12.36% for APPF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, APPF or DAVE?
DAVE has the lower trailing P/E at 23.8, versus 44.9 for APPF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are AppFolio and Dave in the same industry?
No. AppFolio is in the Technology sector, while Dave is in Finance.