Dave (DAVE) vs Nelnet (NNI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Dave (DAVE) has outperformed Nelnet (NNI) over the past year, gaining 70.0% versus a loss of 3.6%. Over five years, NNI leads with a +49.7% price change compared with +8.4% for DAVE. Nelnet is the larger company by market cap ($4.49 billion vs $4.46 billion), about 1.0 times the size.
On valuation, Nelnet trades at a lower forward P/E (14.8x vs 15.7x for Dave). Nelnet pays a dividend yielding 1.03%, while Dave does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | DAVE | NNI |
|---|---|---|
| Share price | $349.32 | $125.44 |
| Market cap | $4.46B | $4.49B |
| 1-day change | +1.31% | +0.74% |
| YTD return | +55.74% | -6.35% |
| 1-year return | +69.96% | -3.57% |
| 5-year return | +8.41% | +49.68% |
| P/E ratio (TTM) | 22.52 | 14.99 |
| Forward P/E | 15.74 | 14.76 |
| EPS (TTM) | $15.51 | $8.37 |
| Dividend yield | 0.00% | 1.03% |
| Annual dividend | $0.00 | $1.29 |
| Revenue (latest FY) | $554.18M | — |
| Revenue growth (YoY) | +59.67% | — |
| Net income (latest FY) | $195.87M | $428.47M |
| Net margin | 35.34% | — |
| 52-week high | $458.25 | $144.38 |
| 52-week low | $152.21 | $116.62 |
| Distance from 52-week high | -23.77% | -13.12% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +27.16% | -0.35% |
| Average volume | 388.56K | 132.38K |
| Shares outstanding | 11.44M | 25.16M |
| Employees | 280 | 5,744 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- DAVE has outperformed NNI by 73.5 percentage points over the past year.
- Dave trades at a higher earnings multiple (22.5x vs 15.0x trailing P/E).
- Nelnet offers a meaningfully higher dividend yield (1.03% vs 0.00%).
About Dave
DAVE stock →Dave Inc. provides various financial products and services through its financial services platform in the United States.
Finance · Finance: Consumer Services · 280 employees
About Nelnet
NNI stock →Nelnet, Inc. engages in loan servicing, education technology services, and payment businesses worldwide.
Finance · Finance: Consumer Services · 5,744 employees
DAVE vs NNI FAQ
Which is bigger, Dave or Nelnet?
Nelnet (NNI) is larger, with a market capitalization of $4.49B compared with $4.46B for Dave (DAVE).
Which stock has performed better over the past year, DAVE or NNI?
DAVE returned +69.96% over the past 12 months, compared with -3.57% for NNI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, DAVE or NNI?
NNI has the lower trailing P/E at 15.0, versus 22.5 for DAVE. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Dave or Nelnet?
Nelnet pays a dividend yielding 1.03%, while Dave does not currently pay a regular dividend.
Are Dave and Nelnet in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.