Arrow Financial (AROW) vs Capital Bancorp (CBNK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Arrow Financial (AROW) has outperformed Capital Bancorp (CBNK) over the past year, gaining 35.6% versus a gain of 29.3%. Over five years, CBNK leads with a +60.5% price change compared with +6.2% for AROW. Arrow Financial is the larger company by market cap ($685.9 million vs $637.7 million), about 1.1 times the size.
On valuation, Arrow Financial trades at a lower forward P/E (8.6x vs 10.1x for Capital Bancorp). Arrow Financial offers the higher dividend yield (3.19% vs 1.23%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AROW | CBNK |
|---|---|---|
| Share price | $37.03 | $39.13 |
| Market cap | $685.93M | $637.66M |
| 1-day change | +1.17% | +0.62% |
| YTD return | +17.93% | +38.91% |
| 1-year return | +35.59% | +29.31% |
| 5-year return | +6.24% | +60.50% |
| P/E ratio (TTM) | 11.95 | 11.51 |
| Forward P/E | 8.60 | 10.13 |
| EPS (TTM) | $3.10 | $3.40 |
| Dividend yield | 3.19% | 1.23% |
| Annual dividend | $1.18 | $0.48 |
| 52-week high | $42.70 | $40.70 |
| 52-week low | $25.88 | $26.40 |
| Distance from 52-week high | -13.28% | -3.86% |
| Analyst consensus | none | hold |
| Avg. price target upside | +17.47% | +7.18% |
| Average volume | 87.24K | 82.50K |
| Shares outstanding | 18.52M | 16.30M |
| Employees | 575 | 434 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Arrow Financial offers a meaningfully higher dividend yield (3.19% vs 1.23%).
About Arrow Financial
AROW stock →Arrow Financial Corporation, a bank holding company, provides various commercial and consumer banking, and financial products and services in the United States. The company's deposit products include demand deposits, interest-bearing checking accounts, savings deposits, time deposits, and other time deposits.
Finance · Major Banks · 575 employees
About Capital Bancorp
CBNK stock →Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A., provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States.
Finance · Major Banks · 434 employees
AROW vs CBNK FAQ
Which is bigger, Arrow Financial or Capital Bancorp?
Arrow Financial (AROW) is larger, with a market capitalization of $685.93M compared with $637.66M for Capital Bancorp (CBNK).
Which stock has performed better over the past year, AROW or CBNK?
AROW returned +35.59% over the past 12 months, compared with +29.31% for CBNK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AROW or CBNK?
CBNK has the lower trailing P/E at 11.5, versus 11.9 for AROW. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Arrow Financial or Capital Bancorp?
Arrow Financial has the higher yield at 3.19%, compared with 1.23% for Capital Bancorp.
Are Arrow Financial and Capital Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.