Arrow Financial (AROW) vs Peoples Financial Services (PFIS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Peoples Financial Services (PFIS) has outperformed Arrow Financial (AROW) over the past year, gaining 44.9% versus a gain of 33.4%. Over five years, PFIS leads with a +49.4% price change compared with +5.0% for AROW. Peoples Financial Services is the larger company by market cap ($691.4 million vs $685.9 million), about 1.0 times the size.
On valuation, Arrow Financial trades at a lower forward P/E (8.6x vs 9.6x for Peoples Financial Services). Peoples Financial Services offers the higher dividend yield (3.60% vs 3.19%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AROW | PFIS |
|---|---|---|
| Share price | $37.03 | $69.07 |
| Market cap | $685.93M | $691.37M |
| 1-day change | +1.17% | +1.05% |
| YTD return | +16.56% | +40.32% |
| 1-year return | +33.43% | +44.90% |
| 5-year return | +5.01% | +49.40% |
| P/E ratio (TTM) | 11.95 | 12.22 |
| Forward P/E | 8.60 | 9.59 |
| EPS (TTM) | $3.10 | $5.65 |
| Dividend yield | 3.19% | 3.60% |
| Annual dividend | $1.18 | $2.49 |
| 52-week high | $42.70 | $73.37 |
| 52-week low | $25.88 | $43.64 |
| Distance from 52-week high | -13.28% | -5.87% |
| Analyst consensus | none | none |
| Avg. price target upside | +17.47% | +6.42% |
| Average volume | 87.24K | 55.89K |
| Shares outstanding | 18.52M | 10.01M |
| Employees | 575 | 547 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PFIS has outperformed AROW by 11.5 percentage points over the past year.
About Arrow Financial
AROW stock →Arrow Financial Corporation, a bank holding company, provides various commercial and consumer banking, and financial products and services in the United States. The company's deposit products include demand deposits, interest-bearing checking accounts, savings deposits, time deposits, and other time deposits.
Finance · Major Banks · 575 employees
About Peoples Financial Services
PFIS stock →Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides commercial and retail banking services in Pennsylvania, New Jersey and New York.
Finance · Major Banks · 547 employees
AROW vs PFIS FAQ
Which is bigger, Arrow Financial or Peoples Financial Services?
Peoples Financial Services (PFIS) is larger, with a market capitalization of $691.37M compared with $685.93M for Arrow Financial (AROW).
Which stock has performed better over the past year, AROW or PFIS?
PFIS returned +44.90% over the past 12 months, compared with +33.43% for AROW (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AROW or PFIS?
AROW has the lower trailing P/E at 11.9, versus 12.2 for PFIS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Arrow Financial or Peoples Financial Services?
Peoples Financial Services has the higher yield at 3.60%, compared with 3.19% for Arrow Financial.
Are Arrow Financial and Peoples Financial Services in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.