Atlanticus (ATLC) vs Capital One Financial (COF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Atlanticus (ATLC) has outperformed Capital One Financial (COF) over the past year, gaining 74.8% versus a loss of 8.3%. Over five years, ATLC leads with a +51.9% price change compared with +16.3% for COF. Capital One Financial is the larger company by market cap ($120.53 billion vs $1.41 billion), about 85.4 times the size.
On valuation, Atlanticus trades at a lower forward P/E (6.8x vs 8.2x for Capital One Financial). Capital One Financial pays a dividend yielding 1.53%, while Atlanticus does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ATLC | COF |
|---|---|---|
| Share price | $93.09 | $196.48 |
| Market cap | $1.41B | $120.53B |
| 1-day change | -1.64% | +0.29% |
| YTD return | +41.36% | -19.17% |
| 1-year return | +74.81% | -8.32% |
| 5-year return | +51.91% | +16.35% |
| P/E ratio (TTM) | 12.09 | 12.62 |
| Forward P/E | 6.85 | 8.24 |
| EPS (TTM) | $7.70 | $15.57 |
| Dividend yield | 0.00% | 1.53% |
| Annual dividend | $0.00 | $3.00 |
| Revenue (latest FY) | — | $53.43B |
| Revenue growth (YoY) | — | +36.62% |
| Net income (latest FY) | — | $2.45B |
| Net margin | — | 4.59% |
| 52-week high | $114.34 | $259.64 |
| 52-week low | $47.50 | $174.24 |
| Distance from 52-week high | -18.59% | -24.33% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +40.30% | +30.90% |
| Average volume | 143.22K | 3.62M |
| Shares outstanding | 15.17M | 613.48M |
| Employees | 576 | 78,400 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Capital One Financial is about 85.4 times larger than Atlanticus by market value ($120.53B vs $1.41B).
- ATLC has outperformed COF by 83.1 percentage points over the past year.
- Capital One Financial offers a meaningfully higher dividend yield (1.53% vs 0.00%).
About Atlanticus
ATLC stock →Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance.
Finance · Finance: Consumer Services · 576 employees
About Capital One Financial
COF stock →Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking.
Finance · Major Banks · 78,400 employees
ATLC vs COF FAQ
Which is bigger, Atlanticus or Capital One Financial?
Capital One Financial (COF) is larger, with a market capitalization of $120.53B compared with $1.41B for Atlanticus (ATLC).
Which stock has performed better over the past year, ATLC or COF?
ATLC returned +74.81% over the past 12 months, compared with -8.32% for COF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ATLC or COF?
ATLC has the lower trailing P/E at 12.1, versus 12.6 for COF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Atlanticus or Capital One Financial?
Capital One Financial pays a dividend yielding 1.53%, while Atlanticus does not currently pay a regular dividend.
Are Atlanticus and Capital One Financial in the same industry?
Both are in the Finance sector, but in different industries: Finance: Consumer Services for Atlanticus and Major Banks for Capital One Financial.