Atlanticus (ATLC) vs Qfin (QFIN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Atlanticus (ATLC) has outperformed Qfin (QFIN) over the past year, gaining 65.7% versus a loss of 78.6%. Over five years, ATLC leads with a +47.3% price change compared with -70.2% for QFIN. Atlanticus is the larger company by market cap ($1.42 billion vs $753.8 million), about 1.9 times the size.
On valuation, Qfin trades at a lower forward P/E (2.2x vs 6.9x for Atlanticus). Qfin pays a dividend yielding 136.32%, while Atlanticus does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ATLC | QFIN |
|---|---|---|
| Share price | $93.73 | $6.20 |
| Market cap | $1.42B | $753.81M |
| 1-day change | +2.16% | +1.72% |
| YTD return | +37.04% | -68.37% |
| 1-year return | +65.70% | -78.63% |
| 5-year return | +47.27% | -70.24% |
| P/E ratio (TTM) | 12.17 | 1.48 |
| Forward P/E | 6.89 | 2.16 |
| EPS (TTM) | $7.70 | $4.18 |
| Dividend yield | 0.00% | 136.32% |
| Annual dividend | $0.00 | $8.45 |
| 52-week high | $114.34 | $28.99 |
| 52-week low | $47.50 | $5.93 |
| Distance from 52-week high | -18.03% | -78.61% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +39.34% | +138.87% |
| Average volume | 142.40K | 2.10M |
| Shares outstanding | 15.17M | 121.58M |
| Employees | 576 | 3,557 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ATLC has outperformed QFIN by 144.3 percentage points over the past year.
- Atlanticus trades at a higher earnings multiple (12.2x vs 1.5x trailing P/E).
- Qfin offers a meaningfully higher dividend yield (136.32% vs 0.00%).
About Atlanticus
ATLC stock →Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance.
Finance · Finance: Consumer Services · 576 employees
About Qfin
QFIN stock →Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions.
Finance · Finance: Consumer Services · 3,557 employees
ATLC vs QFIN FAQ
Which is bigger, Atlanticus or Qfin?
Atlanticus (ATLC) is larger, with a market capitalization of $1.42B compared with $753.81M for Qfin (QFIN).
Which stock has performed better over the past year, ATLC or QFIN?
ATLC returned +65.70% over the past 12 months, compared with -78.63% for QFIN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ATLC or QFIN?
QFIN has the lower trailing P/E at 1.5, versus 12.2 for ATLC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Atlanticus or Qfin?
Qfin pays a dividend yielding 136.32%, while Atlanticus does not currently pay a regular dividend.
Are Atlanticus and Qfin in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.