FinVolution Group (FINV) vs Qfin (QFIN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
FinVolution Group (FINV) has outperformed Qfin (QFIN) over the past year, losing 56.1% versus a loss of 78.6%. Over five years, FINV leads with a -44.9% price change compared with -70.2% for QFIN. Qfin is the larger company by market cap ($751.4 million vs $721.3 million), about 1.0 times the size.
On valuation, Qfin trades at a lower forward P/E (2.2x vs 3.9x for FinVolution Group). Qfin pays a dividend yielding 136.76%, while FinVolution Group does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FINV | QFIN |
|---|---|---|
| Share price | $3.06 | $6.18 |
| Market cap | $721.27M | $751.39M |
| 1-day change | -2.71% | +1.40% |
| YTD return | -39.96% | -68.37% |
| 1-year return | -56.15% | -78.63% |
| 5-year return | -44.91% | -70.24% |
| P/E ratio (TTM) | 2.88 | 1.48 |
| Forward P/E | 3.94 | 2.15 |
| EPS (TTM) | $1.06 | $4.18 |
| Dividend yield | 9.75% | 136.76% |
| Annual dividend | $0.00 | $8.45 |
| 52-week high | $7.07 | $28.99 |
| 52-week low | $2.89 | $5.93 |
| Distance from 52-week high | -56.76% | -78.68% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +82.65% | +139.64% |
| Average volume | 842.77K | 2.10M |
| Shares outstanding | 122.75M | 121.58M |
| Employees | 3,869 | 3,557 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FINV has outperformed QFIN by 22.5 percentage points over the past year.
- FinVolution Group trades at a higher earnings multiple (2.9x vs 1.5x trailing P/E).
- Qfin offers a meaningfully higher dividend yield (136.76% vs 9.75%).
About FinVolution Group
FINV stock →FinVolution Group, an investment holding company, operates in the online consumer finance industry in the People's Republic of China, Indonesia, Philippines, and internationally. It operates an online consumer finance platform through its ppdai.com and PPDai mobile application; AdaKami, an online loan platform; and JuanHand for lending and other personalized financial services.
Finance · Finance: Consumer Services · 3,869 employees
About Qfin
QFIN stock →Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions.
Finance · Finance: Consumer Services · 3,557 employees
FINV vs QFIN FAQ
Which is bigger, FinVolution Group or Qfin?
Qfin (QFIN) is larger, with a market capitalization of $751.39M compared with $721.27M for FinVolution Group (FINV).
Which stock has performed better over the past year, FINV or QFIN?
FINV returned -56.15% over the past 12 months, compared with -78.63% for QFIN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FINV or QFIN?
QFIN has the lower trailing P/E at 1.5, versus 2.9 for FINV. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, FinVolution Group or Qfin?
Qfin has the higher yield at 136.76%, compared with 9.75% for FinVolution Group.
Are FinVolution Group and Qfin in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.