Atlanticus (ATLC) vs UWM (UWMC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Atlanticus (ATLC) has outperformed UWM (UWMC) over the past year, gaining 62.1% versus a loss of 79.6%. Over five years, ATLC leads with a +50.4% price change compared with -84.8% for UWMC. UWM is the larger company by market cap ($1.74 billion vs $1.42 billion), about 1.2 times the size, while Atlanticus is growing revenue faster (+50.1% vs +18.2%).
On valuation, UWM trades at a lower forward P/E (3.2x vs 6.9x for Atlanticus). UWM pays a dividend yielding 37.04%, while Atlanticus does not currently pay one. Atlanticus converts more of its revenue into profit, with a net margin of 6.2% versus 0.9%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ATLC | UWMC |
|---|---|---|
| Share price | $93.73 | $1.08 |
| Market cap | $1.42B | $1.74B |
| 1-day change | +2.16% | -0.92% |
| YTD return | +40.00% | -75.34% |
| 1-year return | +62.13% | -79.58% |
| 5-year return | +50.45% | -84.77% |
| P/E ratio (TTM) | 11.91 | — |
| Forward P/E | 6.89 | 3.18 |
| EPS (TTM) | $7.87 | $-0.11 |
| Dividend yield | 0.00% | 37.04% |
| Annual dividend | $0.00 | $0.40 |
| Revenue (latest FY) | $1.97B | $3.16B |
| Revenue growth (YoY) | +50.09% | +18.19% |
| Net income (latest FY) | $122.20M | $27.38M |
| Gross margin | 91.83% | — |
| Net margin | 6.21% | 0.87% |
| 52-week high | $114.34 | $6.15 |
| 52-week low | $47.50 | $0.93 |
| Distance from 52-week high | -18.03% | -82.44% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +39.34% | +89.81% |
| Average volume | 142.70K | 16.34M |
| Shares outstanding | 15.17M | 345.10M |
| Employees | 576 | 9,100 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ATLC has outperformed UWMC by 141.7 percentage points over the past year.
- UWM offers a meaningfully higher dividend yield (37.04% vs 0.00%).
- Atlanticus is more profitable, keeping 6.2 cents of every revenue dollar as net income versus 0.9 cents for UWM.
- Atlanticus grew revenue faster in its latest fiscal year (+50.09% vs +18.19%).
About Atlanticus
ATLC stock →Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance.
Finance · Finance: Consumer Services · 576 employees
About UWM
UWMC stock →UWM Holdings Corporation engages in the origination, sale, and servicing residential mortgage lending in the United States. The company offers mortgage loans through wholesale channel.
Finance · Finance: Consumer Services · 9,100 employees
ATLC vs UWMC FAQ
Which is bigger, Atlanticus or UWM?
UWM (UWMC) is larger, with a market capitalization of $1.74B compared with $1.42B for Atlanticus (ATLC).
Which stock has performed better over the past year, ATLC or UWMC?
ATLC returned +62.13% over the past 12 months, compared with -79.58% for UWMC (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Atlanticus or UWM?
UWM pays a dividend yielding 37.04%, while Atlanticus does not currently pay a regular dividend.
Are Atlanticus and UWM in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.