Happen (HAPN) vs UWM (UWMC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Happen (HAPN) has outperformed UWM (UWMC) over the past year, losing 1.6% versus a loss of 78.9%. Over five years, HAPN leads with a -55.7% price change compared with -84.1% for UWMC. UWM is the larger company by market cap ($1.82 billion vs $1.75 billion), about 1.0 times the size.
On valuation, UWM trades at a lower forward P/E (3.3x vs 6.4x for Happen). UWM pays a dividend yielding 35.40%, while Happen does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HAPN | UWMC |
|---|---|---|
| Share price | $15.16 | $1.13 |
| Market cap | $1.75B | $1.82B |
| 1-day change | -1.24% | -5.83% |
| YTD return | -19.96% | -74.20% |
| 1-year return | -1.56% | -78.88% |
| 5-year return | -55.67% | -84.06% |
| P/E ratio (TTM) | 9.13 | — |
| Forward P/E | 6.38 | 3.28 |
| EPS (TTM) | $1.66 | $-0.10 |
| Dividend yield | 0.00% | 35.40% |
| Annual dividend | $0.00 | $0.40 |
| 52-week high | $21.67 | $6.15 |
| 52-week low | $13.05 | $0.93 |
| Distance from 52-week high | -30.04% | -81.63% |
| Analyst consensus | none | buy |
| Avg. price target upside | +63.26% | +81.42% |
| Average volume | 1.42M | 16.45M |
| Shares outstanding | 115.41M | 345.10M |
| Employees | 1,075 | 9,100 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- HAPN has outperformed UWMC by 77.3 percentage points over the past year.
- UWM offers a meaningfully higher dividend yield (35.40% vs 0.00%).
About Happen
HAPN stock →Happen, Inc. operates as a bank holding company that provides financial and lending services in the United States.
Finance · Finance: Consumer Services · 1,075 employees
About UWM
UWMC stock →UWM Holdings Corporation engages in the origination, sale, and servicing residential mortgage lending in the United States. The company offers mortgage loans through wholesale channel.
Finance · Finance: Consumer Services · 9,100 employees
HAPN vs UWMC FAQ
Which is bigger, Happen or UWM?
UWM (UWMC) is larger, with a market capitalization of $1.82B compared with $1.75B for Happen (HAPN).
Which stock has performed better over the past year, HAPN or UWMC?
HAPN returned -1.56% over the past 12 months, compared with -78.88% for UWMC (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Happen or UWM?
UWM pays a dividend yielding 35.40%, while Happen does not currently pay a regular dividend.
Are Happen and UWM in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.