Avidia Bancorp (AVBC) vs Chemung Financial (CHMG)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Chemung Financial (CHMG) has outperformed Avidia Bancorp (AVBC) over the past year, gaining 53.6% versus a gain of 49.5%. Avidia Bancorp is the larger company by market cap ($406.7 million vs $390.9 million), about 1.0 times the size. On valuation, Chemung Financial trades at a lower forward P/E (9.9x vs 14.9x for Avidia Bancorp).
Chemung Financial offers the higher dividend yield (1.68% vs 0.45%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AVBC | CHMG |
|---|---|---|
| Share price | $22.02 | $81.07 |
| Market cap | $406.74M | $390.88M |
| 1-day change | +0.46% | +0.55% |
| YTD return | +30.40% | +44.50% |
| 1-year return | +49.52% | +53.58% |
| 5-year return | — | +73.96% |
| P/E ratio (TTM) | 23.18 | 11.65 |
| Forward P/E | 14.88 | 9.89 |
| EPS (TTM) | $0.95 | $6.96 |
| Dividend yield | 0.45% | 1.68% |
| Annual dividend | $0.10 | $1.36 |
| 52-week high | $22.90 | $86.00 |
| 52-week low | $14.31 | $49.82 |
| Distance from 52-week high | -3.83% | -5.73% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +15.80% | +7.62% |
| Average volume | 141.27K | 68.74K |
| Shares outstanding | 18.47M | 4.82M |
| Employees | 241 | 348 |
| Sector | Finance | Finance |
| Industry | Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Avidia Bancorp trades at a higher earnings multiple (23.2x vs 11.6x trailing P/E).
- Chemung Financial offers a meaningfully higher dividend yield (1.68% vs 0.45%).
About Avidia Bancorp
AVBC stock →Avidia Bancorp, Inc. operates as the bank holding company for Avidia Bank that provides various financial services to individual and corporate customers.
Finance · Banks · 241 employees
About Chemung Financial
CHMG stock →Chemung Financial Corporation operates as a bank holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market deposits.
Finance · Major Banks · 348 employees
AVBC vs CHMG FAQ
Which is bigger, Avidia Bancorp or Chemung Financial?
Avidia Bancorp (AVBC) is larger, with a market capitalization of $406.74M compared with $390.88M for Chemung Financial (CHMG).
Which stock has performed better over the past year, AVBC or CHMG?
CHMG returned +53.58% over the past 12 months, compared with +49.52% for AVBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AVBC or CHMG?
CHMG has the lower trailing P/E at 11.6, versus 23.2 for AVBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Avidia Bancorp or Chemung Financial?
Chemung Financial has the higher yield at 1.68%, compared with 0.45% for Avidia Bancorp.
Are Avidia Bancorp and Chemung Financial in the same industry?
Both are in the Finance sector, but in different industries: Banks for Avidia Bancorp and Major Banks for Chemung Financial.