Chemung Financial (CHMG) vs Investar (ISTR)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Chemung Financial (CHMG) has outperformed Investar (ISTR) over the past year, gaining 54.4% versus a gain of 26.4%. Over five years, CHMG leads with a +74.9% price change compared with +59.1% for ISTR. Investar is the larger company by market cap ($400.4 million vs $390.9 million), about 1.0 times the size.
On valuation, Investar trades at a lower forward P/E (8.8x vs 9.9x for Chemung Financial). Chemung Financial offers the higher dividend yield (1.68% vs 1.55%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CHMG | ISTR |
|---|---|---|
| Share price | $81.07 | $29.06 |
| Market cap | $390.88M | $400.36M |
| 1-day change | +0.55% | +0.24% |
| YTD return | +45.29% | +8.76% |
| 1-year return | +54.42% | +26.43% |
| 5-year return | +74.91% | +59.06% |
| P/E ratio (TTM) | 11.65 | 11.96 |
| Forward P/E | 9.89 | 8.81 |
| EPS (TTM) | $6.96 | $2.43 |
| Dividend yield | 1.68% | 1.55% |
| Annual dividend | $1.36 | $0.45 |
| 52-week high | $86.00 | $31.77 |
| 52-week low | $49.82 | $21.43 |
| Distance from 52-week high | -5.73% | -8.53% |
| Analyst consensus | buy | none |
| Avg. price target upside | +7.62% | +17.86% |
| Average volume | 68.46K | 128.98K |
| Shares outstanding | 4.82M | 13.78M |
| Employees | 348 | 421 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CHMG has outperformed ISTR by 28.0 percentage points over the past year.
About Chemung Financial
CHMG stock →Chemung Financial Corporation operates as a bank holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market deposits.
Finance · Major Banks · 348 employees
About Investar
ISTR stock →Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals, professionals, and small to medium-sized businesses in south Louisiana, southeast Texas, and Alabama in the United States. The company offers various deposit products and services, such as savings, checking, money market, and individual retirement accounts, as well as various certificates of deposit; debit and credit cards; internet, mobile, and video banking services; and reciprocal deposit products.
Finance · Major Banks · 421 employees
CHMG vs ISTR FAQ
Which is bigger, Chemung Financial or Investar?
Investar (ISTR) is larger, with a market capitalization of $400.36M compared with $390.88M for Chemung Financial (CHMG).
Which stock has performed better over the past year, CHMG or ISTR?
CHMG returned +54.42% over the past 12 months, compared with +26.43% for ISTR (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CHMG or ISTR?
CHMG has the lower trailing P/E at 11.6, versus 12.0 for ISTR. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Chemung Financial or Investar?
Chemung Financial has the higher yield at 1.68%, compared with 1.55% for Investar.
Are Chemung Financial and Investar in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.