MetaCap

Avidia Bancorp (AVBC) vs First Carolina Financial Services (FCBM)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 11, 2026.

Summary

Avidia Bancorp is the larger company by market cap ($404.3 million vs $395.8 million), about 1.0 times the size. On valuation, First Carolina Financial Services trades at a lower forward P/E (9.3x vs 14.5x for Avidia Bancorp). Avidia Bancorp pays a dividend yielding 0.46%, while First Carolina Financial Services does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

AVBC+8.69%FCBM+1.11%
+13%+5%-3%
Jun 18, 20261 yearOct 9, 2026
AVBC+8.69%FCBM+1.11%
+13%+6%-2%
Jun 15, 20265 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

AVBC versus FCBM key metrics
MetricAVBCFCBM
Share price$21.89$12.74
Market cap$404.34M$395.82M
1-day change-0.59%-0.47%
YTD return+30.22%—
1-year return+50.34%—
P/E ratio (TTM)23.0424.04
Forward P/E14.509.32
EPS (TTM)$0.95$0.53
Dividend yield0.46%0.00%
Annual dividend$0.10$0.00
52-week high$22.90$13.40
52-week low$14.31$12.17
Distance from 52-week high-4.40%-4.93%
Analyst consensusstrong_buybuy
Avg. price target upside+16.49%+15.15%
Average volume143.24K146.94K
Shares outstanding18.47M31.07M
Employees241269
SectorFinanceFinance
IndustryBanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

About Avidia Bancorp

AVBC stock →

Avidia Bancorp, Inc. operates as the bank holding company for Avidia Bank that provides various financial services to individual and corporate customers.

Finance · Banks · 241 employees

About First Carolina Financial Services

FCBM stock →

First Carolina Financial Services, Inc. operates as a bank holding company for First Carolina Bank that provides commercial banking services in the United States.

Finance · Major Banks · 269 employees

AVBC vs FCBM FAQ

Which is bigger, Avidia Bancorp or First Carolina Financial Services?

Avidia Bancorp (AVBC) is larger, with a market capitalization of $404.34M compared with $395.82M for First Carolina Financial Services (FCBM).

Which has the lower P/E ratio, AVBC or FCBM?

AVBC has the lower trailing P/E at 23.0, versus 24.0 for FCBM. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Avidia Bancorp or First Carolina Financial Services?

Avidia Bancorp pays a dividend yielding 0.46%, while First Carolina Financial Services does not currently pay a regular dividend.

Are Avidia Bancorp and First Carolina Financial Services in the same industry?

Both are in the Finance sector, but in different industries: Banks for Avidia Bancorp and Major Banks for First Carolina Financial Services.

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