MetaCap

Avidia Bancorp (AVBC) vs Pioneer Bancorp (PBFS)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Avidia Bancorp (AVBC) has outperformed Pioneer Bancorp (PBFS) over the past year, gaining 47.7% versus a gain of 34.3%. Pioneer Bancorp is the larger company by market cap ($426.0 million vs $406.7 million), about 1.0 times the size. On valuation, Avidia Bancorp trades at a lower trailing P/E (23.2x vs 25.2x for Pioneer Bancorp).

Avidia Bancorp pays a dividend yielding 0.45%, while Pioneer Bancorp does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

AVBC+47.69%PBFS+34.30%
+54%+24%-6%
Oct 8, 20251 yearOct 8, 2026
AVBC+50.41%PBFS+43.25%
+57%+27%-3%
Jul 28, 20255 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

AVBC versus PBFS key metrics
MetricAVBCPBFS
Share price$22.02$17.62
Market cap$406.74M$426.05M
1-day change+0.46%+1.67%
YTD return+30.99%+30.71%
1-year return+47.69%+34.30%
5-year return—+43.14%
P/E ratio (TTM)23.1825.17
Forward P/E14.88—
EPS (TTM)$0.95$0.70
Dividend yield0.45%0.00%
Annual dividend$0.10$0.00
52-week high$22.90$19.91
52-week low$14.31$12.64
Distance from 52-week high-3.83%-11.50%
Analyst consensusstrong_buy—
Avg. price target upside+15.80%—
Average volume142.20K12.62K
Shares outstanding18.47M24.18M
Employees241298
SectorFinanceFinance
IndustryBanksBanks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • AVBC has outperformed PBFS by 13.4 percentage points over the past year.

About Avidia Bancorp

AVBC stock →

Avidia Bancorp, Inc. operates as the bank holding company for Avidia Bank that provides various financial services to individual and corporate customers.

Finance · Banks · 241 employees

About Pioneer Bancorp

PBFS stock →

Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York.

Finance · Banks · 298 employees

AVBC vs PBFS FAQ

Which is bigger, Avidia Bancorp or Pioneer Bancorp?

Pioneer Bancorp (PBFS) is larger, with a market capitalization of $426.05M compared with $406.74M for Avidia Bancorp (AVBC).

Which stock has performed better over the past year, AVBC or PBFS?

AVBC returned +47.69% over the past 12 months, compared with +34.30% for PBFS (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, AVBC or PBFS?

AVBC has the lower trailing P/E at 23.2, versus 25.2 for PBFS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Avidia Bancorp or Pioneer Bancorp?

Avidia Bancorp pays a dividend yielding 0.45%, while Pioneer Bancorp does not currently pay a regular dividend.

Are Avidia Bancorp and Pioneer Bancorp in the same industry?

Yes. Both are classified in the Banks industry within the Finance sector.

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