Avidbank (AVBH) vs Waterstone Financial (WSBF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Waterstone Financial (WSBF) has outperformed Avidbank (AVBH) over the past year, gaining 28.4% versus a gain of 20.3%. Over five years, AVBH leads with a +37.0% price change compared with -3.8% for WSBF. Waterstone Financial is the larger company by market cap ($352.9 million vs $342.2 million), about 1.0 times the size.
On valuation, Avidbank trades at a lower forward P/E (8.1x vs 19.4x for Waterstone Financial). Waterstone Financial pays a dividend yielding 3.26%, while Avidbank does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AVBH | WSBF |
|---|---|---|
| Share price | $31.16 | $19.63 |
| Market cap | $342.25M | $352.89M |
| 1-day change | -0.83% | -1.21% |
| YTD return | +17.32% | +18.61% |
| 1-year return | +20.26% | +28.38% |
| 5-year return | +36.97% | -3.82% |
| P/E ratio (TTM) | — | 11.35 |
| Forward P/E | 8.06 | 19.44 |
| EPS (TTM) | $-1.54 | $1.73 |
| Dividend yield | 0.00% | 3.26% |
| Annual dividend | $0.00 | $0.64 |
| 52-week high | $34.18 | $21.66 |
| 52-week low | $24.03 | $14.52 |
| Distance from 52-week high | -8.84% | -9.37% |
| Analyst consensus | strong_buy | — |
| Avg. price target upside | +24.52% | — |
| Average volume | 85.43K | 76.18K |
| Shares outstanding | 10.98M | 17.98M |
| Employees | 162 | 593 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Waterstone Financial offers a meaningfully higher dividend yield (3.26% vs 0.00%).
About Avidbank
AVBH stock →Avidbank Holdings, Inc. operates as a bank holding company for Avidbank that provides financial solutions and services.
Financial Services · Banks - Regional · 162 employees
About Waterstone Financial
WSBF stock →Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States.
Financial Services · Banks - Regional · 593 employees
AVBH vs WSBF FAQ
Which is bigger, Avidbank or Waterstone Financial?
Waterstone Financial (WSBF) is larger, with a market capitalization of $352.89M compared with $342.25M for Avidbank (AVBH).
Which stock has performed better over the past year, AVBH or WSBF?
WSBF returned +28.38% over the past 12 months, compared with +20.26% for AVBH (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Avidbank or Waterstone Financial?
Waterstone Financial pays a dividend yielding 3.26%, while Avidbank does not currently pay a regular dividend.
Are Avidbank and Waterstone Financial in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.