Blue Ridge Bankshares (BRBS) vs Waterstone Financial (WSBF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Waterstone Financial (WSBF) has outperformed Blue Ridge Bankshares (BRBS) over the past year, gaining 28.4% versus a loss of 8.3%. Over five years, WSBF leads with a -3.8% price change compared with -79.1% for BRBS. Waterstone Financial is the larger company by market cap ($349.8 million vs $348.4 million), about 1.0 times the size.
On valuation, Waterstone Financial trades at a lower trailing P/E (11.2x vs 43.2x for Blue Ridge Bankshares). Waterstone Financial pays a dividend yielding 3.29%, while Blue Ridge Bankshares does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BRBS | WSBF |
|---|---|---|
| Share price | $3.89 | $19.46 |
| Market cap | $348.44M | $349.83M |
| 1-day change | +0.13% | 0.00% |
| YTD return | -9.13% | +18.61% |
| 1-year return | -8.27% | +28.38% |
| 5-year return | -79.11% | -3.82% |
| P/E ratio (TTM) | 43.17 | 11.25 |
| Forward P/E | — | 19.27 |
| EPS (TTM) | $0.09 | $1.73 |
| Dividend yield | 0.00% | 3.29% |
| Annual dividend | $0.00 | $0.64 |
| 52-week high | $4.79 | $21.66 |
| 52-week low | $3.23 | $14.52 |
| Distance from 52-week high | -18.81% | -10.16% |
| Average volume | 971.11K | 75.87K |
| Shares outstanding | 89.69M | 17.98M |
| Employees | 269 | 593 |
| Sector | Finance | Finance |
| Industry | Major Banks | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- WSBF has outperformed BRBS by 36.7 percentage points over the past year.
- Blue Ridge Bankshares trades at a higher earnings multiple (43.2x vs 11.2x trailing P/E).
- Waterstone Financial offers a meaningfully higher dividend yield (3.29% vs 0.00%).
About Blue Ridge Bankshares
BRBS stock →Blue Ridge Bankshares, Inc. operates as a bank holding company for the Blue Ridge Bank, National Association that provides commercial and consumer banking, and financial services.
Finance · Major Banks · 269 employees
About Waterstone Financial
WSBF stock →Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States.
Finance · Savings Institutions · 593 employees
BRBS vs WSBF FAQ
Which is bigger, Blue Ridge Bankshares or Waterstone Financial?
Waterstone Financial (WSBF) is larger, with a market capitalization of $349.83M compared with $348.44M for Blue Ridge Bankshares (BRBS).
Which stock has performed better over the past year, BRBS or WSBF?
WSBF returned +28.38% over the past 12 months, compared with -8.27% for BRBS (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BRBS or WSBF?
WSBF has the lower trailing P/E at 11.2, versus 43.2 for BRBS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Blue Ridge Bankshares or Waterstone Financial?
Waterstone Financial pays a dividend yielding 3.29%, while Blue Ridge Bankshares does not currently pay a regular dividend.
Are Blue Ridge Bankshares and Waterstone Financial in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for Blue Ridge Bankshares and Savings Institutions for Waterstone Financial.